Short-term care (STC) insurance addresses the significant financial risk facing individuals today. Short-term care insurance policies offer benefits for many different types of health care and aging needs. They generally are purchased by individuals ages 50-89 to cover the gaps in Medicare coverage or as an alternative to traditional long-term care insurance protection.
As the name implies, short-term care insurance policies are designed to provide benefits for just a few days or up to 360 days. What can policies cover? Short-term care insurance policies can vary in terms of what they cover as well as coverage limits. Some plans will pay for home health aides, general and skilled nursing care, and some offer prescription drug benefits and other options.
If you qualify and can afford traditional long-term care insurance, that should be your plan "A" coverage. Many people who want to purchase some form of coverage can't afford or can't qualify for long-term care coverage. Short-term coverage may be the only option.
As the name implies, short-term care insurance policies are designed to provide benefits for just a few days or up to 360 days. What can policies cover? Short-term care insurance policies can vary in terms of what they cover as well as coverage limits. Some plans will pay for home health aides, general and skilled nursing care, and some offer prescription drug benefits and other options.
If you qualify and can afford traditional long-term care insurance, that should be your plan "A" coverage. Many people who want to purchase some form of coverage can't afford or can't qualify for long-term care coverage. Short-term coverage may be the only option.
Services
J.F. Hall & Associates, Inc is an established insurance agency in Brownsburg, IN.
We have been serving individuals, families, and businesses in the greater Indianapolis, IN area since 1982, providing them with top-of-the-line personal and commercial insurance solutions.
Our mission is to help local insurance buyers find and purchase exceptional insurance policies that meet their needs and budget.
Employee Benefits is only one facet of HR.
An awareness of the other components has permitted J.F. Hall & Associates, Inc. to recommend products that attract & retain quality employees within small business budget constraints.
We have been serving individuals, families, and businesses in the greater Indianapolis, IN area since 1982, providing them with top-of-the-line personal and commercial insurance solutions.
Our mission is to help local insurance buyers find and purchase exceptional insurance policies that meet their needs and budget.
Employee Benefits is only one facet of HR.
An awareness of the other components has permitted J.F. Hall & Associates, Inc. to recommend products that attract & retain quality employees within small business budget constraints.
J.F. Hall & Associates, Inc in Brownsburg, IN offers a full line of insurance products for individuals and businesses, focusing on health insurance.
From group health insurance and long-term care to life insurance and retirement programs, we have it all for you.
Rising in popularity, these plans are an alternative to the Insured ACA Compliant Plans.
Small Employer Level Funded Plans provide employers' greater latitude in designing coverage, potential to get a premium refund if your employees' claims utilization is low, and protection if your employees' claims utilization is higher than expected.
From group health insurance and long-term care to life insurance and retirement programs, we have it all for you.
Rising in popularity, these plans are an alternative to the Insured ACA Compliant Plans.
Small Employer Level Funded Plans provide employers' greater latitude in designing coverage, potential to get a premium refund if your employees' claims utilization is low, and protection if your employees' claims utilization is higher than expected.
It pays to get insured!
When it's time to purchase a health, disability, or life insurance plan, contact the office of J.F. Hall & Associates, Inc in Brownsburg, IN.
We are the premier source for health, disability, retirement, and life insurance programs in the greater Indianapolis, IN area.
Discuss your needs and budget with our agents today, so we can personalize a policy just for you.
Should you require assistance in creating a comprehensive insurance package for your employees, simply book an appointment with our employee benefits specialists, and they will help you.
When it's time to purchase a health, disability, or life insurance plan, contact the office of J.F. Hall & Associates, Inc in Brownsburg, IN.
We are the premier source for health, disability, retirement, and life insurance programs in the greater Indianapolis, IN area.
Discuss your needs and budget with our agents today, so we can personalize a policy just for you.
Should you require assistance in creating a comprehensive insurance package for your employees, simply book an appointment with our employee benefits specialists, and they will help you.
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