William Roberts Insurance Services
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I have never in my life envied a human being who led an easy life; I have envied a great many people who led difficult lives and led them well. William Roberts Insurance Services is an independent agency serving San Luis Obispo County since 1980. We are County Natives, committed to providing the highest quality products and service to all our clients on the Central Coast.

For over 30 years, our agency has specialized in the areas of small group and individual insurance plans. We offer a large variety of products including health, life, vision, and dental insurance as well as Medicare Supplements and Long-term Care insurance. Success is to be measured not so much by the position one has reached in life as by the obsticles which he has overcome.
Services
Opportunity is missed by most people because it is dressed in overalls, and looks like work.
Health Insurance provides protection against sickness or accidents.
Health insurance covers a wide variety of expenses including hospitalization, surgery, office visits, lab/xray and prescription drugs.
Plans can be customized to provide maternity coverage, or include the tax benefits of Health Savings Accounts.
Medicare Supplements are designed to cover the gaps in Medicare.
These gaps include deductibles and coinsurance which could be significant.
Success is to be measured not so much by the position one has reached in life as by the obsticles which he has overcome.
Group Health Insurance offers added security and peace of mind in the event you get sick or hurt.
Health Insurance covers prescription drugs, office visits, x-ray and lab work, surgery and emergency care.
Most Group Health Insurance products are guaranteed issue.
You can't be declined due to past medical conditions.
Dental Insurance is an affordable way to maintain important oral health.
8. My employees have asked for dental and vision insurance, but I don't want to pay for it.
Is there a group plan available to my employees?
3. I'm afraid that if I have a serious medical problem, the insurance company will drop me or raise my rates?
In 2015 the Affordable Care Act (ACA) imposed an employer mandate that any employer over 50 full-time employees must offer health insurance.
Additionally, the offerred coverage must also meet "minimum value" and must be "affordable" to the employees, or face a penatly.
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