From birth to retirement It's important to keep yourself and your loved ones protected. Rojas Insurance & Financial offers the best possible Individual/Family Health Insurance protection in the industry, to guarantee that you and your family live your lives free of worries. We can help you structure an individual or family plan through Covered CA with financial assistance, if you qualify.
For those who don't qualify we offer carrier direct plans ranging from catastrophic plans to very comprehensive plans with some of the best carriers in the industry like Kaiser Permanente, Health Net, Anthem Blue Cross, Blue Shield and others. Contact one of our consultants today to understand more about your health insurance options and benefits or feel free to shop and compare on your own.
We also serve our senior community by taking a very complex Medicare system and making it simple. Those eligible for Medicare can rest assured that we will take them by the hand and guide them through the entire process; from qualifying, to enrollment, to understanding, to actually using the benefits and beyond.
For those who don't qualify we offer carrier direct plans ranging from catastrophic plans to very comprehensive plans with some of the best carriers in the industry like Kaiser Permanente, Health Net, Anthem Blue Cross, Blue Shield and others. Contact one of our consultants today to understand more about your health insurance options and benefits or feel free to shop and compare on your own.
We also serve our senior community by taking a very complex Medicare system and making it simple. Those eligible for Medicare can rest assured that we will take them by the hand and guide them through the entire process; from qualifying, to enrollment, to understanding, to actually using the benefits and beyond.
Services
Rojas Insurance & Financial is an independent insurance agency specializing in insurance solutions for seniors, individuals, families and small businesses.
We also offer Retirement and Tax Preparation Solutions.
We work with the top insurance companies so we can offer our clients the best coverage for them.
Our clients are located all across California, giving us a great feel for the insurance landscape.
We design plans with a focus on compliance, low costs, and tax-efficiency, which we combine with personalized insurance advice aimed at helping clients make better informed decisions.
We also offer Retirement and Tax Preparation Solutions.
We work with the top insurance companies so we can offer our clients the best coverage for them.
Our clients are located all across California, giving us a great feel for the insurance landscape.
We design plans with a focus on compliance, low costs, and tax-efficiency, which we combine with personalized insurance advice aimed at helping clients make better informed decisions.
Individuals, couples, families, churches and organizations contribute financially into the members' escrow account and we act as the neutral escrow agent for the members.
Members' medical needs are shared according to the Membership Guidelines and escrow instructions.
Members present their Membership ID card when medical services are received and the provider submits the medical need according to the instructions on the back of the card.
No, Altrua is notan insurance company nor is the membership offered through an insurance company, and our organization is not subject to the regulatory requirements or consumer protections of any state insurance code.
Members' medical needs are shared according to the Membership Guidelines and escrow instructions.
Members present their Membership ID card when medical services are received and the provider submits the medical need according to the instructions on the back of the card.
No, Altrua is notan insurance company nor is the membership offered through an insurance company, and our organization is not subject to the regulatory requirements or consumer protections of any state insurance code.
With our dental coverage, you get access to a large network and comprehensive coverage at a great value.
From routine checkups and cleanings, to x-rays, fillings, crowns and fluoride treatments, we've got you covered.
Anthem offers an array of dental insurance options that offer preventive services such as regular check ups and cleanings.
It also offers procedures like x-rays, fillings, and root canals.
Stand alone dental plans can be purchased any time during the year or they can be added to an existing Anthem health plan.
From routine checkups and cleanings, to x-rays, fillings, crowns and fluoride treatments, we've got you covered.
Anthem offers an array of dental insurance options that offer preventive services such as regular check ups and cleanings.
It also offers procedures like x-rays, fillings, and root canals.
Stand alone dental plans can be purchased any time during the year or they can be added to an existing Anthem health plan.
Have you ever heard of anyone getting hurt on the way to work?
How about kids getting hurt at the park while playing?
Or someone getting hurt at home while doing every day chores and slipping on their kitchen floor or falling off a ladder while installing a light bulb?
I'm sure you have heard stories like these and many others.
Health insurance can help cover many of the costs associated with unseen circumstances in which one can get hurt and/or become ill.
Most insurance health plans include essential benefits like doctor visits, specialist care, emergency services, medical transportation, inpatient and outpatient hospital care, lab work, preventive care, pregnancy, labor and newborn care, pediatric services, prescription drugs and much more.
How about kids getting hurt at the park while playing?
Or someone getting hurt at home while doing every day chores and slipping on their kitchen floor or falling off a ladder while installing a light bulb?
I'm sure you have heard stories like these and many others.
Health insurance can help cover many of the costs associated with unseen circumstances in which one can get hurt and/or become ill.
Most insurance health plans include essential benefits like doctor visits, specialist care, emergency services, medical transportation, inpatient and outpatient hospital care, lab work, preventive care, pregnancy, labor and newborn care, pediatric services, prescription drugs and much more.
In my years of enrolling individuals and families into health care plans, I have seen a good number of folks choose a plan based solely on premium.
When you select a plan based solely on its low monthly premiums, you will have more out-of-pocket costs when you obtain medical care.
See, a low premium plan will have higher deductibles (the amount you must pay before the insurance company starts paying), higher co-insurance (the difference between what the insurance pays, higher out-of-pocket (the maximum amount that you will be required to pay for services in any one year period), and the total invoiced amount) and higher co-pays (a pre-determined set amount for a specific service).
When you select a plan based solely on its low monthly premiums, you will have more out-of-pocket costs when you obtain medical care.
See, a low premium plan will have higher deductibles (the amount you must pay before the insurance company starts paying), higher co-insurance (the difference between what the insurance pays, higher out-of-pocket (the maximum amount that you will be required to pay for services in any one year period), and the total invoiced amount) and higher co-pays (a pre-determined set amount for a specific service).
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