We serve the insurance needs of all of Louisville & Jefferson County and also Shelbyville and all of Shelby County along with Taylorsville & Spencer County Kentucky. As a local Independent Insurance Agency, we can shop America's top insurance companies like Allstate, Progressive, Travelers, AAA, Safeco, United Home, State Auto, Motorists Mutual, MetLife, Auto-Owners and many other excellent companies.
We handle auto insurance, home insurance, farm, rental properties, boat, motorcycle, RV, life insurance, health insurance, bonds, (we even have pet health insurance for your dog or cat!), medicare supplements, dental, vision, business insurance, and all other types of insurance. We are A+ Accredited by the Better Business Bureau and have been serving our clients for over 30 years.
We're glad to give free, no obligation price quote comparisons. Please explore our web site and request a quote online or give us a call.
We handle auto insurance, home insurance, farm, rental properties, boat, motorcycle, RV, life insurance, health insurance, bonds, (we even have pet health insurance for your dog or cat!), medicare supplements, dental, vision, business insurance, and all other types of insurance. We are A+ Accredited by the Better Business Bureau and have been serving our clients for over 30 years.
We're glad to give free, no obligation price quote comparisons. Please explore our web site and request a quote online or give us a call.
Services
Why are we the best choice for you?
Because we are an independent insurance agency that is your "Insurance Superstore".
We have the best selection of companies and insurance products anywhere.
Why have an agent that is an employee of the insurance company?
With us, we are your employee as we work for you.
Why have an insurance agent that only works for and gets prices from one company?
With us, you have selection from the top companies in the business.
We also have Hagerty to insure your classic car.
Because we are an independent insurance agency that is your "Insurance Superstore".
We have the best selection of companies and insurance products anywhere.
Why have an agent that is an employee of the insurance company?
With us, we are your employee as we work for you.
Why have an insurance agent that only works for and gets prices from one company?
With us, you have selection from the top companies in the business.
We also have Hagerty to insure your classic car.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
What kinds of health insurance are there?
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
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