There are two types of insurance coverage required by law: liability coverage and uninsured motorist coverage. Liability is the legal term for responsibility. Liability coverage is in place to pay damages and medical bills for injuries to someone else that are caused by an auto accident that is your fault. The second type of insurance every driver must have is called uninsured motorist coverage.
This insurance is to pay damages in an accident that is caused by a driver who wasn't insured at the time of the crash. The uninsured motorist insurance coverage amounts are the same as the liability requirements but are designed to protect you and pay your bills if you are hurt in a crash caused by another driver. South Carolina has a law that allows drivers not to have insurance coverage if they register as an uninsured driver and pay a fee of $550 to the state.
Registered uninsured drivers need to know, though, that they are personally responsible for any damages or medical bills that result from a car crash that they cause.
This insurance is to pay damages in an accident that is caused by a driver who wasn't insured at the time of the crash. The uninsured motorist insurance coverage amounts are the same as the liability requirements but are designed to protect you and pay your bills if you are hurt in a crash caused by another driver. South Carolina has a law that allows drivers not to have insurance coverage if they register as an uninsured driver and pay a fee of $550 to the state.
Registered uninsured drivers need to know, though, that they are personally responsible for any damages or medical bills that result from a car crash that they cause.
Services
V's Insurance is your source for the cheapest car insurance rates in South Carolina!
As a full-service brokerage, we work with the top insurance carriers that serve the Palmetto State to find you the best rates on your insurance.
Unlike an agent that works exclusively as a representative for a single insurance company, our relationship with multiple carriers enables us to comparison shop on your behalf.
Once you provide information about your vehicle make and model and coverage needs, we send out this information to our network of carriers.
As a full-service brokerage, we work with the top insurance carriers that serve the Palmetto State to find you the best rates on your insurance.
Unlike an agent that works exclusively as a representative for a single insurance company, our relationship with multiple carriers enables us to comparison shop on your behalf.
Once you provide information about your vehicle make and model and coverage needs, we send out this information to our network of carriers.
Distractions happen to even the most experienced drivers, and 80% of car crashes are due to distracted driving.
Keep your driving record clean and avoid auto accidents by following these 8 tips for minimizing distractions while on the road.
Sixteen states now ban handheld cell phone use while driving for a good reason.
Reading and answering texts is a major distraction that will pull your attention from potential hazards in the road.
If you absolutely must answer a text, pull over and handle it safely.
Keep your driving record clean and avoid auto accidents by following these 8 tips for minimizing distractions while on the road.
Sixteen states now ban handheld cell phone use while driving for a good reason.
Reading and answering texts is a major distraction that will pull your attention from potential hazards in the road.
If you absolutely must answer a text, pull over and handle it safely.
While no one wants to think about it, car accidents happen more often than we would like.
Do you know what to do immediately after an accident occurs?
If you don't, you could end up unable to afford damages to your car or even land in serious legal trouble.
The moments after an accident can be filled with anxiety or even fear, but knowing how to proceed can make the process go quickly.
If you've been in an accident, here's what to do next.
No matter how small the accident, stop driving.
Even if you think you can get away with it, there were likely witnesses or street cameras to record the incident.
Do you know what to do immediately after an accident occurs?
If you don't, you could end up unable to afford damages to your car or even land in serious legal trouble.
The moments after an accident can be filled with anxiety or even fear, but knowing how to proceed can make the process go quickly.
If you've been in an accident, here's what to do next.
No matter how small the accident, stop driving.
Even if you think you can get away with it, there were likely witnesses or street cameras to record the incident.
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