For decades, we have helped affluent and institutional clients evaluate, underwrite, acquire, and manage life insurance policies. Life insurance allows you to defer taxes, remain in control of assets, and reallocate between traditional & alternative asset classes with no taxation. TRC Financial is an independent firm that delivers a reliable and unbiased approach to acquiring and managing life insurance portfolios and innovative benefit plans.
As a Member Firm of M Financial, we use over five decades of experience combined with unrivaled service & technology to bring unique life insurance, disability, long-term care, and benefit plan solutions to our clients and advisors. Our focus centers around proprietary plan design, product placement, and administration for life insurance, disability and long-term care insurance, executive benefit plans, and private placement insurance investment accounts.
Private Placement Annuity and Life Insurance Investment Accounts enable investors to defer current taxation on investment gains.
As a Member Firm of M Financial, we use over five decades of experience combined with unrivaled service & technology to bring unique life insurance, disability, long-term care, and benefit plan solutions to our clients and advisors. Our focus centers around proprietary plan design, product placement, and administration for life insurance, disability and long-term care insurance, executive benefit plans, and private placement insurance investment accounts.
Private Placement Annuity and Life Insurance Investment Accounts enable investors to defer current taxation on investment gains.
Services
We use institutional products, mortality and persistency data others don't - life insurance proprietary mortality tables, disability insurance morbidity tables, innovative executive benefit plan designs, private underwriting, and expansive policy investment options - to give you the results you deserve.
We use a measured and analytical approach to review and value a life insurance policy or portfolio.
Our services are designed to provide straight-forward advice and options to improve policy economics and maximize policy value.
We use a measured and analytical approach to review and value a life insurance policy or portfolio.
Our services are designed to provide straight-forward advice and options to improve policy economics and maximize policy value.
In our fifth decade serving clients, we offer end-to-end life insurance services.
We design, underwrite, acquire, and service life insurance products for our affluent & institutional clients through multiple life insurance carriers.
Our firm also provides proprietary life insurance products through our membership in M Financial Group.
These products are priced based on the demographics, morbidity and mortality experience, and preferences of the affluent individual and business client.
For ultra-affluent clients, we provide life insurance solutions for strategic wealth transfer, wealth protection and wealth accumulation planning.
We design, underwrite, acquire, and service life insurance products for our affluent & institutional clients through multiple life insurance carriers.
Our firm also provides proprietary life insurance products through our membership in M Financial Group.
These products are priced based on the demographics, morbidity and mortality experience, and preferences of the affluent individual and business client.
For ultra-affluent clients, we provide life insurance solutions for strategic wealth transfer, wealth protection and wealth accumulation planning.
We use a measured and analytical approach to review and value a life insurance policy or portfolio.
Our services are designed to provide straight-forward advice and options to improve policy economics and maximize policy value.
Life insurance policies can look fine today and be at risk to lapse just a few years later.
Options to restructure a life insurance policy are available - change premiums, change the death benefit, or execute a tax-free 1035 Exchange.
Understand all of your options for the life insurance policy - the insurance company won't tell you.
Our services are designed to provide straight-forward advice and options to improve policy economics and maximize policy value.
Life insurance policies can look fine today and be at risk to lapse just a few years later.
Options to restructure a life insurance policy are available - change premiums, change the death benefit, or execute a tax-free 1035 Exchange.
Understand all of your options for the life insurance policy - the insurance company won't tell you.
We work with clients, CPAs, lawyers and investment firms to help determine if the market value for the policy is greater than what is stated on the life insurance policy's annual statement.
A policy valuation is also helpful to review before new premiums are paid to keep a policy funded through life expectancy.
We help business owners and shareholders evaluate and determine if a key person life insurance policy can be sold to the secondary market.
This includes term life insurance policies and permanent policies (universal life, whole-life, variable).
A policy valuation is also helpful to review before new premiums are paid to keep a policy funded through life expectancy.
We help business owners and shareholders evaluate and determine if a key person life insurance policy can be sold to the secondary market.
This includes term life insurance policies and permanent policies (universal life, whole-life, variable).
We provide funding and benefit plan services for private and select public companies.
Our speciality focuses on funding for short and long-term corporate liabilities -- these liabilities include non-qualified benefit plan expenses and other benefit plan liabilities associated with employees, executives and shareholders.
We create institutional funding solutions and benefit plans that our corporate clients deserve.
By using decades of experience and by listening to our clients, we strive to deliver the appropriate funding vehicle and plans to achieve client objectives.
Our speciality focuses on funding for short and long-term corporate liabilities -- these liabilities include non-qualified benefit plan expenses and other benefit plan liabilities associated with employees, executives and shareholders.
We create institutional funding solutions and benefit plans that our corporate clients deserve.
By using decades of experience and by listening to our clients, we strive to deliver the appropriate funding vehicle and plans to achieve client objectives.
Reviews
Be the first to review TRC Financial.
Write a Review
