Apex Guarantee is a small collection of independent insurance agents. Just like every person is different, every insurance company is different too. There is not one insurance company that can provide the best policies and benefits to all consumers. That's where we come in. As independent agents we are not bound to any specific agency.
We provide custom fit research from all available insurance companies to save our customers' time, provide them with the best return on investment, and provide them with the best benefits for their specific needs.Our agents contract through all the major carriers such as AIG, Prudential, and American National. We also work with some of the smaller insurance carriers to provide potentially unheard of products that might match your needs.
The stability and reliability that our clients gain help them live their lives with confidence, to give them peace of mind, and enable them to realize their dreams. However, many clients tend to wait awhile before making a purchase which ends up costing them thousands over the course of their contract.
We provide custom fit research from all available insurance companies to save our customers' time, provide them with the best return on investment, and provide them with the best benefits for their specific needs.Our agents contract through all the major carriers such as AIG, Prudential, and American National. We also work with some of the smaller insurance carriers to provide potentially unheard of products that might match your needs.
The stability and reliability that our clients gain help them live their lives with confidence, to give them peace of mind, and enable them to realize their dreams. However, many clients tend to wait awhile before making a purchase which ends up costing them thousands over the course of their contract.
Services
Unlike most insurance agents, Apex agents are not tied to any specific product or company.
For the buyer, this means that we will fight for your needs and not for any company's needs.
Sometimes an insurance carrier might not have the best product for your history, needs, and wants.
We are what is called non-captive agents.
Because we are not captive to any specific company, we will find you the best product to meet your investment goals.
We source from various carriers from well known ones such as AIG to lesser known ones such as Phoenix.
For the buyer, this means that we will fight for your needs and not for any company's needs.
Sometimes an insurance carrier might not have the best product for your history, needs, and wants.
We are what is called non-captive agents.
Because we are not captive to any specific company, we will find you the best product to meet your investment goals.
We source from various carriers from well known ones such as AIG to lesser known ones such as Phoenix.
Imagine if the next time you wanted to buy a car you could walk into a car dealership that was able to offer you every car make and model.
The dealership wouldn't have any need to push any specific brand, they know you want a car, they just have to find the best fit for your needs and budget.
We are a lot like that car dealership.
We are so motivated to finding our clients the best solution that we have not tied ourselves down to any specific company.
This means that instead of offering you what our company offers, we can offer you the best product that currently exists for your needs from potentially any company.
The dealership wouldn't have any need to push any specific brand, they know you want a car, they just have to find the best fit for your needs and budget.
We are a lot like that car dealership.
We are so motivated to finding our clients the best solution that we have not tied ourselves down to any specific company.
This means that instead of offering you what our company offers, we can offer you the best product that currently exists for your needs from potentially any company.
Allocate cash value amounts to either a fixed account or an index account.
IUL's mimic equity ownership and the account is credited with the yearly indexed growth, less the spread or cap.
If the index is negative you have no account loss.
IUL policies offer tax-deferred cash accumulation for retirement while maintaining a death benefit.
Ages 20 - 40 are the optimal years to start an IUL.
We recognize that true freedom incorporates financial freedom.
The Infinite Banking Concept (IBC) will teach you how to become your own banker by: Creating your own banking system using dividend-paying, permanent life insurance.
IUL's mimic equity ownership and the account is credited with the yearly indexed growth, less the spread or cap.
If the index is negative you have no account loss.
IUL policies offer tax-deferred cash accumulation for retirement while maintaining a death benefit.
Ages 20 - 40 are the optimal years to start an IUL.
We recognize that true freedom incorporates financial freedom.
The Infinite Banking Concept (IBC) will teach you how to become your own banker by: Creating your own banking system using dividend-paying, permanent life insurance.
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