Forestry Mutual Insurance
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It pioneered stable, competitive rates and introduced safety programs designed to keep our insureds safe in dangerous working environments. In 1999, the North Carolina Forestry Association's Self-Insurer Fund became the North Carolina Forestry Association's Mutual Insurance Company. Shortly after, in 2000, the name changed for a final time to Forestry Mutual Insurance Company.

The Mutual is owned by the policyholders and guarantees them outstanding value through stable, competitive rates and a myriad of extensive loss control services. To keep this promise, the Mutual has the flexibility needed to adapt to changing economic conditions.
Services
Forestry Mutual's underwriters have a combined 70 years of experience in the wood products and forestry industries and can attribute much of our success to the focus on this niche.
Self-Reporting is a unique payment structure that allows the policyholder to report each month's payrolls (or tonnage) for each class code and calculate their monthly premium.
Our policy services department strives to offer excellent customer service and prides itself on personal and direct communication with our policyholders and agents.
Forestry Mutual believes in constructing a partnership involving policy holders and our loss control staff.
With regional representatives in five states the Forestry Mutual loss control and training staff conducts safety meetings, safety audits and provides tailored safety programs to meet the needs of their accounts.
Our loss control staff also provides on-site payroll or production audits annually.
All Forestry Mutual insureds receive a basic safety program tailored to their specific needs and operation.
In addition to the industry-specific programs listed below Forestry Mutual Loss Control, staff provides the following training programs to policyholders.
A Bloodborne Pathogen Exposure Control Plan is available to our accounts in order for them to be in compliance with the OSHA standard on Bloodborne Pathogens 29 CFR Part 1910.1030.
The loss control staff will review the program with the client and assist in developing a written program.
A hazard communication program is available to clients in order to comply with the OSHA standard on Hazard Communication 29 CRF 1910.1200 and 1926.59.
We think that planning to prevent accidents pays off.
We identify problem areas and concentrate our efforts to address the hazards in these areas.
However, should an accident occur, we respond with aggressive, efficient handling of that claim.
With one phone call to our office, our claims staff will immediately begin to work with you to resolve the claim to your satisfaction.
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