Since 1990, our insurance agency has provided our clients with coverage in multiple states, keeping them (you!) at the center of what we do. With nearly 30 years in the game, we have every confidence that you, your family, or your business will benefit from giving us a call. And remember, every quote is free. Our life & health agency is a holistic, people-first resource for you.
We offer convenient, high-quality coverage to suit a variety of needs: from short-term medical, major medical, indemnity plans, and dental insurance to vision, travel, renters, and life insurance. And keeping things holistic, we also offer prescription saving plans and exclusive offers on DNA health kits! Your private information is provided exclusively to our agency and will not be redistributed or sold to anyone else.
We offer convenient, high-quality coverage to suit a variety of needs: from short-term medical, major medical, indemnity plans, and dental insurance to vision, travel, renters, and life insurance. And keeping things holistic, we also offer prescription saving plans and exclusive offers on DNA health kits! Your private information is provided exclusively to our agency and will not be redistributed or sold to anyone else.
Services
HBN is easy to work with, and has knowledgeable, friendly staff!
I cannot recommend them enough!
I am writing to say what an awesome job Jaclyn Wyatt did.
She spent endless hours working with me on medications to make sure I was taken care of.
She is a great asset to your company; she truly takes care of the customer with numerous follow up calls to check on me.
I could not be happier with my experience.
My wife was getting ready to have a surgery.
After two days of trying to be the liaison between the insurance company and the hospital, and being completely in over my head with not understanding medical/ insurance lingo.
I cannot recommend them enough!
I am writing to say what an awesome job Jaclyn Wyatt did.
She spent endless hours working with me on medications to make sure I was taken care of.
She is a great asset to your company; she truly takes care of the customer with numerous follow up calls to check on me.
I could not be happier with my experience.
My wife was getting ready to have a surgery.
After two days of trying to be the liaison between the insurance company and the hospital, and being completely in over my head with not understanding medical/ insurance lingo.
A deductible is a specified amount of money that the insured must pay before an insurance company will pay an eligible medical claim.
Co-insurance is the percentage of the cost of a covered health care service that the insured pays after the deductible has been met.
For example, if you had 80/20 co-insurance, the insurance company would pay 80% of a covered health care service and the insured would pay the remaining 20% after the deductible has been met.
Short term health insurace is major medical insurance for a predetermined period of time and can be applied for any day of the year, because there is no set open enrollment period.
Co-insurance is the percentage of the cost of a covered health care service that the insured pays after the deductible has been met.
For example, if you had 80/20 co-insurance, the insurance company would pay 80% of a covered health care service and the insured would pay the remaining 20% after the deductible has been met.
Short term health insurace is major medical insurance for a predetermined period of time and can be applied for any day of the year, because there is no set open enrollment period.
Reviews
Be the first to review Health Benefits Now.
Write a Review
