Karras Agency Insurance
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We are an independent insurance agency for Port Jefferson, Centereach, Coram, Stony Brook, and Setauket. We are proud to provide insurance and financial solutions to individuals and businesses in our area. We are committed to building a solid relationship with customers through practical solutions and excellent service. Our dedicated staff of insurance professionals is here to assist you in securing a life insurance policy to protect you and your loved ones for years to come.

With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way. Quickly and easily submit your application for a free automobile insurance quote using our easy to use website.

As a customer, you will enjoy our suite of customer service forms all from your local agent.
Services
Here at Karras Agency we specialize in Auto, Home, Life, Boat and Small Business insurance in the following areas - Port Jeff, Setauket, Centereach, Stony Brook, and Coram.
We are proud to be serving the greater Port Jefferson area since 1982 and we are a family owned and operated independent insurance agency.
Independent insurance agents are self employed business owners who represent multiple insurance companies.
We recommend to our clients which company and what policies best suit their needs, for the best price.
Automobile Insurance in Port Jefferson, Port Jefferson Station, Centereach, Coram, Setauket, Stony Brook, Mount Sinai.
Looking for coverage?
Give us a call and let us get started helping you find a policy that is the best price to fit your life and budget.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Servicing Homeowners Insurance in Port Jefferson, Port Jefferson Station, Centereach, Coram, Setauket, Stony Brook, Mount Sinai.
Because everyone's needs are not the same, it is best to contact us to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Servicing Contractors Insurance in Port Jefferson, Port Jefferson Station, Centereach, Coram, Setauket, Stony Brook, Mount Sinai.
Every worker in any company needs to know a lot about various policies put in place for his or her benefit.
In situations where there are accidents or injuries while workers are on duty, there are certain policies put in place to address the outcome of such occurrences.
One of such policies is known as Workers Compensation Insurance.
Workers Compensation Insurance is a special insurance system that pays all sorts of benefits to workers who are injured while on their jobs.
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