Insurance is there to make sure you feel protected in the event of an emergency. There are so many different options available to those looking for insurance packages and it is easy to get confused. The specialists at Riles & Allen Insurance Inc. are here to help you find the perfect insurance to customize your lifestyle. Riles & Allen Insurance Inc. is a family owned and operated business that has been open since 1999.
The owner has been in the insurance industry for more than 40 years. Our experience and expertise gives the opportunity to figure out what will work best for you and give you the best value. We are an independent insurance agency with the ability to go to numerous companies and provide specialized packages to meet your insurance needs. We can also offer package policies by combining home and auto under one policy.
If you have any questions, please take a look our auto insurance, homeowner insurance and commercial service pages.
The owner has been in the insurance industry for more than 40 years. Our experience and expertise gives the opportunity to figure out what will work best for you and give you the best value. We are an independent insurance agency with the ability to go to numerous companies and provide specialized packages to meet your insurance needs. We can also offer package policies by combining home and auto under one policy.
If you have any questions, please take a look our auto insurance, homeowner insurance and commercial service pages.
Services
When you finalize the purchase of your dream home, you need to make sure you find adequate protection for your property.
Homeowners insurance is necessary to ensure that you are prepared and protected in the case of emergency.
Homeowners insurance is designed to bring your home and possessions back to the same condition they were in before a loss occurred.
There are several different types of homeowners insurance policies offered by a wide variety of insurance companies.
As a result, not all coverages are the same.
Homeowners insurance is necessary to ensure that you are prepared and protected in the case of emergency.
Homeowners insurance is designed to bring your home and possessions back to the same condition they were in before a loss occurred.
There are several different types of homeowners insurance policies offered by a wide variety of insurance companies.
As a result, not all coverages are the same.
Do you have adequate homeowners insurance to cover your home, valuables as well as your family and any who visit your property invited or not?
If you are like most Americans, your house and/or condo is most likely your largest single financial investment.
It may be the centerpiece of your retirement plan, but what if it vanished?
Your home is vulnerable to so many risks, the obvious here in Florida - brutal storms, flooding, torrential rains, and excessive wind.
Then are the lesser thought of risks - liability from injuries, vandalism, catastrophic insect damage, robbery, fire and so many other lurking dangers.
If you are like most Americans, your house and/or condo is most likely your largest single financial investment.
It may be the centerpiece of your retirement plan, but what if it vanished?
Your home is vulnerable to so many risks, the obvious here in Florida - brutal storms, flooding, torrential rains, and excessive wind.
Then are the lesser thought of risks - liability from injuries, vandalism, catastrophic insect damage, robbery, fire and so many other lurking dangers.
What does homeowners insurance cover?
Homeowner's insurance usually does cover damage from hail, among other perils.
Most policy types cover damage to the home itself, including ancillary structures, such as tool sheds and garages.
But you must pay attention to coverage and deductible levels of coverage which may vary from one homeowner's insurance policy to another.
Now what about hail damage?
Probably as it is a commonly covered peril in the most common policy.
However, if that hail happened during a named storm (hurricane) the deductible could be vastly different than a deductible for a claim during a summer hail storm.
Homeowner's insurance usually does cover damage from hail, among other perils.
Most policy types cover damage to the home itself, including ancillary structures, such as tool sheds and garages.
But you must pay attention to coverage and deductible levels of coverage which may vary from one homeowner's insurance policy to another.
Now what about hail damage?
Probably as it is a commonly covered peril in the most common policy.
However, if that hail happened during a named storm (hurricane) the deductible could be vastly different than a deductible for a claim during a summer hail storm.
Importance of Good Home Inventory is Key to Smooth Homeowners Insurance Claim When Disaster Strikes.
Why a Good Home Inventory is Key to a Smooth Insurance Claim after a Storm, Fire, Theft or Disaster.
The time to make a home inventory is before your property becomes lost belongings, not the day after a storm or fire.
The time to list what was stolen from you is not the day after your home was robbed.
A thorough home inventory is essential to a smooth claim process with your insurance company.
We hear so often that part of an insurance claim is not covered, or that the claim is being ignored.
Why a Good Home Inventory is Key to a Smooth Insurance Claim after a Storm, Fire, Theft or Disaster.
The time to make a home inventory is before your property becomes lost belongings, not the day after a storm or fire.
The time to list what was stolen from you is not the day after your home was robbed.
A thorough home inventory is essential to a smooth claim process with your insurance company.
We hear so often that part of an insurance claim is not covered, or that the claim is being ignored.
Possibly the most important clause within a homeowners policy is the personal liability insurance, or as it is sometimes referred home liability insurance.
This section is so important because it covers you and your family members living within the home who are potentially liable for accidents that include bodily injury, property damage, and other items (see your policy or talk to your agent) that occur inside or even outside the insured home that result in.
The personal liability insurance clause within your homeowners insurance policy is so important because it protects your assets and your time in the event someone is injured in your home or due to an accident within your property.
This section is so important because it covers you and your family members living within the home who are potentially liable for accidents that include bodily injury, property damage, and other items (see your policy or talk to your agent) that occur inside or even outside the insured home that result in.
The personal liability insurance clause within your homeowners insurance policy is so important because it protects your assets and your time in the event someone is injured in your home or due to an accident within your property.
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