My story starts in 1980, when I decided to pursue a career in the insurance industry after a short period in the Real Estate market. My first job was with a TPA who specialized in self-funded groups. After mastering the self-insured market, I was offered a position in 1992 with IBC of Philadelphia in executive sales. That same year, IBC launched their Personal Choice PPO product.
I was on the cutting edge of delivering small and large employers a product new to their thought process, focusing on brokers and consultants to deliver the message. As the next five (5) years progressed, the toll of commuting and starting a family shifted my ambition to migrate into the suburbs, being closer to home and family. I settled into a P&C agency for another five (5) years, and formulated plans to open my own insurance agency.
I was approached to consult on a large account in Scranton, PA where my underwriting and marketing skills delivered savings of $5.7 million. One of the concepts was to carve-out the prescription drug benefit, which delivered tremendous savings.
I was on the cutting edge of delivering small and large employers a product new to their thought process, focusing on brokers and consultants to deliver the message. As the next five (5) years progressed, the toll of commuting and starting a family shifted my ambition to migrate into the suburbs, being closer to home and family. I settled into a P&C agency for another five (5) years, and formulated plans to open my own insurance agency.
I was approached to consult on a large account in Scranton, PA where my underwriting and marketing skills delivered savings of $5.7 million. One of the concepts was to carve-out the prescription drug benefit, which delivered tremendous savings.
Services
Specialty drugs continue to be the fastest growing costs within the healthcare industry today.
While there's a very small subset of patients on specialty therapy, typically only 1-2% of the population, specialty therapy is the main driver of overall pharmacy trend.
Our Health Insurance Solutions strategy for RX benefits has a proven track record of meaningful change of delivering aggressive financial performance for more than 20 years.
While there's a very small subset of patients on specialty therapy, typically only 1-2% of the population, specialty therapy is the main driver of overall pharmacy trend.
Our Health Insurance Solutions strategy for RX benefits has a proven track record of meaningful change of delivering aggressive financial performance for more than 20 years.
In the last 5 years, few people had high-deductible health plans.
Now, 1 in 5 American workers do.
HISI expects that combined drug expenses will account for more than one-fourth of plan sponsors' total annual health care costs within the next few years.
Expert guidance is needed to manage the fastest-growing piece of health care spend.
Drug trend reports for 2014 showed a 13.1% increase in drug spend - a rate not seen in more than a decade.
Looking ahead, the future is being driven by specialty drugs.
Now, 1 in 5 American workers do.
HISI expects that combined drug expenses will account for more than one-fourth of plan sponsors' total annual health care costs within the next few years.
Expert guidance is needed to manage the fastest-growing piece of health care spend.
Drug trend reports for 2014 showed a 13.1% increase in drug spend - a rate not seen in more than a decade.
Looking ahead, the future is being driven by specialty drugs.
HISI can provide quality health benefits with affordable premiums for Individuals and Employer groups - large and small.
We know how to find the proper balance between coverage and cost.
We have real solutions with the latest and most competitive rates.
HISI is committed to assuring that you find the right health insurance plan at a cost within your benefits budget.
When you purchase insurance through us you will receive more than just a health insurance plan.
You will have a health insurance partner.
We know how to find the proper balance between coverage and cost.
We have real solutions with the latest and most competitive rates.
HISI is committed to assuring that you find the right health insurance plan at a cost within your benefits budget.
When you purchase insurance through us you will receive more than just a health insurance plan.
You will have a health insurance partner.
We are connected directly with the carriers and will help you navigate thru the buying process.
There are no additional costs or fees for using our services.
Put your best option in play.
A well-run separated Medicare program can help reduce your group's total healthcare spend.
This is a complete solution because we handle virtually everything for the employer.
There are no additional costs or fees for using our services.
Put your best option in play.
A well-run separated Medicare program can help reduce your group's total healthcare spend.
This is a complete solution because we handle virtually everything for the employer.
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