Howard & Hoffman Inc. has been serving DC, MD, VA, as well as most other states, for over 110 years. If you want your home, autos, or your business to be properly insured at the best possible price, call us. While others focus primarily on selling you the cheapest insurance, we first focus on making sure you are properly covered, then we find the company that offers the best price.
As Independent Agents, we don't just sell one company's products. We represent several regional and national insurance companies giving us the ability to find you the right coverage at a competitive price. We can help with all of your personal insurance needs; whether your just need a basic Homeowners policy or a High Value Home policy, or if you need coverage for your car, motorcycle, or boat.
Whether you have a small, single location business, or a large business with offices all of the world, we can help you find the right coverages. We represent several companies that specialize in writing High Value Homes.
As Independent Agents, we don't just sell one company's products. We represent several regional and national insurance companies giving us the ability to find you the right coverage at a competitive price. We can help with all of your personal insurance needs; whether your just need a basic Homeowners policy or a High Value Home policy, or if you need coverage for your car, motorcycle, or boat.
Whether you have a small, single location business, or a large business with offices all of the world, we can help you find the right coverages. We represent several companies that specialize in writing High Value Homes.
Services
Our experience and the multiple companies we represent, gives us the ability to write almost any type of business.
So weather you have a single office here in DC, or if you have several offices throughout the country, we can help you find the right policies to protect your business.
We can even help you protect your employees working internationally, including Defense Base Act (DBA) coverage.
We will take the time to get to know you and your business, so we can help you determine what policies and coverages are needed to adequately protect your business.
So weather you have a single office here in DC, or if you have several offices throughout the country, we can help you find the right policies to protect your business.
We can even help you protect your employees working internationally, including Defense Base Act (DBA) coverage.
We will take the time to get to know you and your business, so we can help you determine what policies and coverages are needed to adequately protect your business.
We don't just sell individual policies for your home, auto, or motorcycle.
Instead, we take the time to get to know you to better understand all of your insurance needs.
For example, if you have a nanny, a maid, or an in-home nurse, you may be required by law to have Worker's Compensation coverage.
If you have a teenage driver, a rental property, a pool, coach youth sports, or volunteer on a non-profit board, you may need a higher Umbrella limit.
Once we help you determine all of your exposures, we then work to find the best way to cover them at the most affordable price.
Instead, we take the time to get to know you to better understand all of your insurance needs.
For example, if you have a nanny, a maid, or an in-home nurse, you may be required by law to have Worker's Compensation coverage.
If you have a teenage driver, a rental property, a pool, coach youth sports, or volunteer on a non-profit board, you may need a higher Umbrella limit.
Once we help you determine all of your exposures, we then work to find the best way to cover them at the most affordable price.
If you own an old, hard to replace home or a large custom home, you will likely benefit from the broader coverages provided by our companies that specialize in writing High Value Homes.
They offer many coverages not even available from standard carriers.
They have claims units that have been specifically trained to handle complex claims for not only hard to replace homes, but for expensive Contents as well.
These companies not only offer better coverage for your home, but they also offer much broader Auto and Umbrella coverages as well as the ability to cover your secondary and rental homes.
They offer many coverages not even available from standard carriers.
They have claims units that have been specifically trained to handle complex claims for not only hard to replace homes, but for expensive Contents as well.
These companies not only offer better coverage for your home, but they also offer much broader Auto and Umbrella coverages as well as the ability to cover your secondary and rental homes.
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