As a small business owner in your community, we have a unique understanding of the challenges your business is likely to face and how to protect your business against insurance risks. Business Insurance is our specialty. We write Commercial Property, Workers Compensation, General Liability and Commercial Auto for many companies in Southwest Florida.
Call us today, and we'll analyze your insurance needs to get you covered quickly and at the right price.
Call us today, and we'll analyze your insurance needs to get you covered quickly and at the right price.
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As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Employers have a legal responsibility to their employees to make the workplace safe.
However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.
Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business.
However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.
Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business.
Employee leasing is the combination of Workers Comp Insurance, Health Benefits, 401K, Payroll and Human Resources bundled into one simple to manage contract.
This is what we consider a true form of pay as you go, because you are paying for all of those services as frequently as you run payroll.
We offer Employee Leasing solutions for a wide range of businesses like Restaurants, Artisan Contractors, Home Builders, Retail Stores and Professional Doctors Offices.
Single Source - Simplifying your week to week by combining Workers Comp, Payroll and Health Benefits.
This is what we consider a true form of pay as you go, because you are paying for all of those services as frequently as you run payroll.
We offer Employee Leasing solutions for a wide range of businesses like Restaurants, Artisan Contractors, Home Builders, Retail Stores and Professional Doctors Offices.
Single Source - Simplifying your week to week by combining Workers Comp, Payroll and Health Benefits.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
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