Premier 360 is committed to offering you the best options through analysis of your current situation to maximize your financial growth potential while minimizing risks and protecting your most valuable assets. We can in assist in the vast options in today's world, empowering you to make the best choices for you, your loved ones, and/or your business.
Navigating through finance and insurance can be complicated, but Premier 360 does the work for you through research and education. Each individual, family or business has their own unique situation and we are equipped to handle your needs. Investment advisory services offered through LifePro Asset Management, LLC, a registered investment adviser. Please see the Disclaimer for additional information.
Navigating through finance and insurance can be complicated, but Premier 360 does the work for you through research and education. Each individual, family or business has their own unique situation and we are equipped to handle your needs. Investment advisory services offered through LifePro Asset Management, LLC, a registered investment adviser. Please see the Disclaimer for additional information.
Services
Premier 360 is a full-service independent financial services firm providing solutions that enhance and achieve the financial goals and dreams of our clients.
We take a custom tailored approach based on the needs and wants of our business, family, and individual clients.
We are a value-driven organization that prides ourselves in our strong ethics and excellent service.
With over 20 years experience in the industry, we bring our knowledge, expertise, and innovation.
We are part of a strong network of 300 affiliates, joined together offering more options for our clients.
We take a custom tailored approach based on the needs and wants of our business, family, and individual clients.
We are a value-driven organization that prides ourselves in our strong ethics and excellent service.
With over 20 years experience in the industry, we bring our knowledge, expertise, and innovation.
We are part of a strong network of 300 affiliates, joined together offering more options for our clients.
Supplemental Medicare, or Medigap, is a plan sold by private insurance companies to fill in the coverage gaps and deductibles that Original Medicare does not cover.
For instance, if Medicare covers 80 percent of a doctor's visit, Medigap will cover the remaining 20 percent.
With Supplemental Medicare, there is little additional cost to you for health care beyond your premium.
Medigap policies are standardized and regulated by law.
This means that each company must offer the same plans (Parts A-N) with the only difference being the price.
For instance, if Medicare covers 80 percent of a doctor's visit, Medigap will cover the remaining 20 percent.
With Supplemental Medicare, there is little additional cost to you for health care beyond your premium.
Medigap policies are standardized and regulated by law.
This means that each company must offer the same plans (Parts A-N) with the only difference being the price.
This is the most cost-effective plan available.
Paying Part B deductible will save you money as insurance companies will offer savings if you cover your deductible.
Medicare Supplement insurance plans are sold by private insurance companies, which aren't required to offer all 10 of the Medigap plan types offered in most states.
However, they must offer at least Plan A if they offer any Medigap policy, and must also offer Plan C or Plan F if they offer any Medigap plans other than Plan A.
Because of its popularity, many insurance companies offer Plan F. Plan availability varies by location, so always research and compare plan options for your specific zip code and county.
Paying Part B deductible will save you money as insurance companies will offer savings if you cover your deductible.
Medicare Supplement insurance plans are sold by private insurance companies, which aren't required to offer all 10 of the Medigap plan types offered in most states.
However, they must offer at least Plan A if they offer any Medigap policy, and must also offer Plan C or Plan F if they offer any Medigap plans other than Plan A.
Because of its popularity, many insurance companies offer Plan F. Plan availability varies by location, so always research and compare plan options for your specific zip code and county.
Medicare Supplemental Plan N is among the 10 standardized Medigap plans available in most states.
Beneficiaries in Plan N are responsible for cost-sharing in certain scenarios.
You may have to cover a copayment up to $20 for healthcare provider appointments and up to $50 for emergency room calls without inpatient admission.
Additionally, Medicare Supplemental Plan N does not pay Part B deductible nor Part B excess charges, so you'll have to pay these types of expenses on your own.
Although Medicare Supplement Plan N basic benefits are standardized regardless of the insurance company or provider, the cost of each plan may vary by your geographic location and agency.
Beneficiaries in Plan N are responsible for cost-sharing in certain scenarios.
You may have to cover a copayment up to $20 for healthcare provider appointments and up to $50 for emergency room calls without inpatient admission.
Additionally, Medicare Supplemental Plan N does not pay Part B deductible nor Part B excess charges, so you'll have to pay these types of expenses on your own.
Although Medicare Supplement Plan N basic benefits are standardized regardless of the insurance company or provider, the cost of each plan may vary by your geographic location and agency.
Several things may affect your out-of-pocket costs when it comes to Medicare Supplement insurance plans.
Medicare insurance Supplement insurance plans (also known as Medigap plans) are offered by private insurance companies and are designed to help pay out-of-pocket costs for services covered under Medicare Part A and Part B, such as deductibles, co-payments, and coinsurance.
Medicare supplement insurance coverage for these out-of-pocket expenses varies by plan type.
With the exception of Massachusetts, Minnesota, and Wisconsin, which have their own standardized plans, insurance companies offer standardized Medicare Supplement insurance plans identified by alphabetic letters (such as Medicare Supplement insurance Plan M).
Medicare insurance Supplement insurance plans (also known as Medigap plans) are offered by private insurance companies and are designed to help pay out-of-pocket costs for services covered under Medicare Part A and Part B, such as deductibles, co-payments, and coinsurance.
Medicare supplement insurance coverage for these out-of-pocket expenses varies by plan type.
With the exception of Massachusetts, Minnesota, and Wisconsin, which have their own standardized plans, insurance companies offer standardized Medicare Supplement insurance plans identified by alphabetic letters (such as Medicare Supplement insurance Plan M).
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