Beacon Light Title
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Steve was formerly with Heritage Title (connected to the the third largest real estate company in Virginia) for approximately 20 years. Our Mission is to serve our clients efficiently with quick, accurate and cost-effective title searches and binders. Additionally, our staff can typically "clear title" more rapidly than most of our competitors due to our back-title policies and industry experience.

Beacon Light Title, LLC provides a "Once Price Fee" that includes title insurance premiums, settlement costs and related service fees backed by a price guarantee (unless there is change to loan amount or additional title updates are required prior to settlement). Mr. Kakol specialized in calling on real estate agents, attorneys, mortgage companies and builders throughout the state of Virginia.

When the "refinance" boom started in 2001-2002, Steve decided to setup closings in every city and county of Virginia, not only for local lenders, but for mortgage companies throughout the United States that have loans for clients in Virginia.
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I have known Beacon Light Title owner, Steve Kakol, and fellow title agent, Dick McGhee for over 40 & 35 years, respectively.
Both are well versed, experienced and some of the hardest workers in the industry.
Every time that I have entrusted them with our mutual clients, they have never let me down.
If you want your title work done right and on time be sure to contact them for all of your title insurance needs.
If you are a busy mortgage lender, such as myself, then you want to delegate your title needs to them.
Beacon Light Title provides quality and cost-effective insurance policies for both purchase or refinance transactions.
Value-added refi rates are also available with no former owner's policy required.
Our clients enjoy peace of mind through securing the finest coverage underwritten by Fidelity National Title Insurance Company and Stewart Title Guarantee Company.
Existing and new clients may take advantage of our Good Faith Estimator tool to calculate up-to-date rate information for quick, easy combined pricing on title insurance and settlement fees for either refinance or purchase transactions.
Although each state has individual policy differences and limitations, many of them use a Standard Coverage policy, which provides less coverage against off-record risks than the ALTA lender or owner extended coverage.
This Standard Coverage Policy is the most widely used policy of title insurance.
It is sometimes used as a loan policy to insured the validity of a mortgage or deed of trust on an interest or estate in real property.
In most jurisdictions, the ALTA Extended Coverage loan policy is the most common policy offering extended coverage for the lender's interest only.
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