At Family Financial Services, we specialize in customer service. We help Individuals and Companies with health insurance, life insurance, Medicare supplements, long-term care, and retirement plans such as 401K, SEP IRA, 403B, Traditional IRA, Roth IRA, and rollovers. We have some of the most competitive interest rates on Annuities in Texas. We are here for the people who prefer a personal touch and want to avoid the Internet maze.
We have provided personalized agent services to the greater Waco area since 1993. Our clientele includes businesses and individuals. We also have specific plans for families and seniors.
We have provided personalized agent services to the greater Waco area since 1993. Our clientele includes businesses and individuals. We also have specific plans for families and seniors.
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Then if there was a way to avoid taxes and stop throwing money away, at what time would you like to stop throwing it away, today or tomorrow?
Fixed Annuities earn a guaranteed rate of interest for a specific time period, such as one, three, five or ten years.
This makes a good substitute for CDs only with more flexibility and benefits as seen below.
Usually a better rate of return also.
Millions of people today can get a better interest rate on there money with safety of investment and NOT have to pay taxes until they take it out with Annuities.
Fixed Annuities earn a guaranteed rate of interest for a specific time period, such as one, three, five or ten years.
This makes a good substitute for CDs only with more flexibility and benefits as seen below.
Usually a better rate of return also.
Millions of people today can get a better interest rate on there money with safety of investment and NOT have to pay taxes until they take it out with Annuities.
Bonus annuities simply put, is a percentage of the amount you put into the annuity.
Say you deposit $100,000 in an annuity and the insurance company is paying a 10% bonus.
You would now earn interest on $110,000 that is a bonus of $10,000 plus the declared interest rate the insurance company is paying that year.
Let's say they are paying 3.5% so you put in $100,000 plus bonus $10,000 plus 3.5% is a first year yield of 13.85% return in money terms your account would be $113,850 at the end of the first year.
Say you deposit $100,000 in an annuity and the insurance company is paying a 10% bonus.
You would now earn interest on $110,000 that is a bonus of $10,000 plus the declared interest rate the insurance company is paying that year.
Let's say they are paying 3.5% so you put in $100,000 plus bonus $10,000 plus 3.5% is a first year yield of 13.85% return in money terms your account would be $113,850 at the end of the first year.
Well you can have both with an Equity Indexed Annuity (EIA).
That's right if the market goes up so does your account, if the market goes down your account stays the same or you receive the minimum rate of return stated in the contract.
You are linked to the market, but you are not in the market.
So if you're tired of losing money in the market and don't want to take chances anymore.
Or you like the minimum guarantee like a CD, then this could be for you.
It is the best of both worlds.
Companies that offer EIA's have several options for Index's to choose from.
That's right if the market goes up so does your account, if the market goes down your account stays the same or you receive the minimum rate of return stated in the contract.
You are linked to the market, but you are not in the market.
So if you're tired of losing money in the market and don't want to take chances anymore.
Or you like the minimum guarantee like a CD, then this could be for you.
It is the best of both worlds.
Companies that offer EIA's have several options for Index's to choose from.
Health insurance is a vital part of your full planning picture.
Without it your safety and the safety of your family is jeopardized; most qualified heath care providers will not treat you without health insurance.
As we all know, health care is very costly; a prolonged illness or serious injury can easily bankrupt a family without insurance.
Not having it is an endangerment to everything you have.
We have family plans, children only, individuals self- employed.
If you prefer HMO or PPO, International, Short Term, Hospital Only you name it we will get it.
Without it your safety and the safety of your family is jeopardized; most qualified heath care providers will not treat you without health insurance.
As we all know, health care is very costly; a prolonged illness or serious injury can easily bankrupt a family without insurance.
Not having it is an endangerment to everything you have.
We have family plans, children only, individuals self- employed.
If you prefer HMO or PPO, International, Short Term, Hospital Only you name it we will get it.
Group Health insurance is similar in form to individual health insurance.
The primary differences are the conditions under which a person may apply and the requirements for acceptance.
Before applying through a group a person must satisfy the waiting periods and employment requirements of the group.
However, once an application can be made the conditions for acceptance are usually less strict than with an individual policy.
Also, certain protections under the law are available for members of group policies that are not available to owners of individual plans.
The primary differences are the conditions under which a person may apply and the requirements for acceptance.
Before applying through a group a person must satisfy the waiting periods and employment requirements of the group.
However, once an application can be made the conditions for acceptance are usually less strict than with an individual policy.
Also, certain protections under the law are available for members of group policies that are not available to owners of individual plans.
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