We provide Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life/Health Insurance For Schaumburg and All of Illinois. Located in Schaumburg, Illinois, ActivFinancial Insurance is a full service Brokerage offering over 20 companies to provide our clients with the best available home insurance, auto/car insurance, commercial/business insurance, and more insurance products and pricing.
We spend time identifying specific customer needs to provide customized insurance plans that best fulfill those needs without over or under insuring. We are Independent Agents in Schaumburg, Illinois, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.
ActivFinancial Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
We spend time identifying specific customer needs to provide customized insurance plans that best fulfill those needs without over or under insuring. We are Independent Agents in Schaumburg, Illinois, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.
ActivFinancial Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
Services
At ActivFinancial Insurance, our personal insurance products provide our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages.
How we serve you is as important as what we provide.
First, we listen to you, then we discuss your needs and answer your questions.
Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective.
How we serve you is as important as what we provide.
First, we listen to you, then we discuss your needs and answer your questions.
Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective.
The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident.
Often this coverage is mandated by leasing companies or banks.
There are also ancillary medical, car rental and other coverages which vary by state.
Utilizing high deductibles on the physical damage coverages can help reduce premiums.
If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.
Often this coverage is mandated by leasing companies or banks.
There are also ancillary medical, car rental and other coverages which vary by state.
Utilizing high deductibles on the physical damage coverages can help reduce premiums.
If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.
Boat or Marine insurance is available for small boats, yachts, high performance powerboats, live-aboard houseboats, catamarans, or pontoons.
Marine insurance will cover intended use including personal recreation, commercial, or charter vessels.
Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat.
Available coverage includes liability, medical payments, injury to a water skier and damage to the boat itself, sometimes called hull coverage.
Availability varies by state and by insurance company.
Marine insurance will cover intended use including personal recreation, commercial, or charter vessels.
Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat.
Available coverage includes liability, medical payments, injury to a water skier and damage to the boat itself, sometimes called hull coverage.
Availability varies by state and by insurance company.
Condominium insurance provides coverage for your unit where your condominium association insurance stops.
Your association typically insures the building and other common areas.
You are responsible for the interior of your unit.
Typically you need personal property and liability coverage in addition to coverage for your floors, walls, cabinets and fixtures that your association's insurance probably will not cover.
Every association's insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association policy and condominium by-laws carefully.
Your association typically insures the building and other common areas.
You are responsible for the interior of your unit.
Typically you need personal property and liability coverage in addition to coverage for your floors, walls, cabinets and fixtures that your association's insurance probably will not cover.
Every association's insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association policy and condominium by-laws carefully.
Did you know that your homeowners insurance does not cover flood damage?
Insurance against flood must be obtained separately.
A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.
The Federal Emergency Management Agency's (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage.
Insurance against flood must be obtained separately.
A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.
The Federal Emergency Management Agency's (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage.
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