Kairos Insurance Agency
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From personal insurance for your car, home or life, to commercial policies for business's and/or company vehicles, Kairos offers competitive premiums designed to meet your specific needs. For more information on our portfolio of products and services, continue browsing below. Kairos works for you! We are affiliated with many providers and can shop your quote among the highest rated and most competitive companies in the country.

We can also find you coverage levels that fit your risk tolerance and budget. Have a claim? This means you've just encountered the unexpected. Please know we're here, and hoping for the best outcome for you, your family and your property. Founded in 2010, Kairos is one of the fastest growing insurance groups in Alabama. With offices in the heart of the Shoals area's financial district (historic Court Street), our agents are ready to serve you and to not only meet but exceed your expectations.

Though Kairos utilizes the latest in self-help and digital technologies, we still thrive on good old fashioned face to face relationships - People helping people thrive in the midst of life's uncertainties.
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Chad attended the school of Commerce and Business Administration at the University of Alabama, as well as the University of North Alabama with studies in finance.
He became a licensed officer within the United States Coast Guard and worked offshore as a merchant mariner aboard an Oil Supply Vessel.
His travels took him to the countries of Panama, Saudi Arabia, and Trinidad, to name a few before he decided to make his way back to the Shoals.
In 2014, Chad joined Kairos Insurance Agency as an agent/producer, before taking ownership of the company in 2017.
Please notice a few of our providers.
These companies offer some of the best value in the industry.
Kairos Insurance is not only proud to partner with them, but also believes in the products and services represented.
I was completely satisfied with my other insurance agent and premiums until Kairos showed me that they could lower my premiums and increase my coverage!
I will never go back to the other agent.
My car quit on the side of the road and I had no idea if I had towing coverage or how to contact them.
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