It is our pleasure and honor to have you visit the website of our company. It is our hope that this site will provide you, our valued customers, with knowledge and understanding that will assist you in making the right decision about your real estate purchase, whether it's residential, agricultural, or commercial. Since 1974, Golden Key Title Agency has provided residential and commercial real estate title insurance, escrow and closing services to the Greater Findlay Hancock County area.
Your purchase of a title insurance policy is required by your lending institution. Today's nationwide mortgage practices have made title insurance a necessary part of the residential closing and escrow process in most cases in Ohio. I recently read an article in the Real Estate section about what buyers should know before closing. The article, however, did not deal with the question of title insurance for the buyer, as opposed to the lender.
Does it make sense for the buyer to pay for owner's title insurance even though the lender is requiring its own title policy?
Your purchase of a title insurance policy is required by your lending institution. Today's nationwide mortgage practices have made title insurance a necessary part of the residential closing and escrow process in most cases in Ohio. I recently read an article in the Real Estate section about what buyers should know before closing. The article, however, did not deal with the question of title insurance for the buyer, as opposed to the lender.
Does it make sense for the buyer to pay for owner's title insurance even though the lender is requiring its own title policy?
Services
Since 1997, Golden Key Title Agency has provided residential and commercial real estate title insurance, escrow and closing services to the Greater Findlay Hancock County area.
Golden Key's staff includes three attorney-title insurance agents who have a combined 60 years of title insurance experience.
One of our attorney-title agents is present at every closing to ensure your real estate transaction is handled in a competent, timely and quality manner.
We provide superior customer service and integrity, maintaining excellence and dedication in the industry.
Golden Key's staff includes three attorney-title insurance agents who have a combined 60 years of title insurance experience.
One of our attorney-title agents is present at every closing to ensure your real estate transaction is handled in a competent, timely and quality manner.
We provide superior customer service and integrity, maintaining excellence and dedication in the industry.
Lender, Buyer, or Seller Representation in Residential, Agricultural, and Commercial real property transfers.
Coordination of closing, preparation of closing statements, handling of distribution of funds, and all logistics of any real property transfer.
Full service title insurance through our underwriter, FIRST AMERICAN TITLE INSURANCE COMPANY, providing Title Insurance Policies for Lenders and for Owners.
Facilitate accounting service when needed through appropriate CPAs in the designated service area.
Coordination of closing, preparation of closing statements, handling of distribution of funds, and all logistics of any real property transfer.
Full service title insurance through our underwriter, FIRST AMERICAN TITLE INSURANCE COMPANY, providing Title Insurance Policies for Lenders and for Owners.
Facilitate accounting service when needed through appropriate CPAs in the designated service area.
I recently read an article in the Real Estate section about what buyers should know before closing.
The article, however, did not deal with the question of title insurance for the buyer, as opposed to the lender.
Does it make sense for the buyer to pay for owner's title insurance even though the lender is requiring its own title policy?
The short answer is yes - buy title insurance.
Perhaps the best way to illustrate why you need owner's title insurance is to share a real-life situation involving a recent graduate who had just landed his first well-paying job and decided to buy his first home in the District.
The article, however, did not deal with the question of title insurance for the buyer, as opposed to the lender.
Does it make sense for the buyer to pay for owner's title insurance even though the lender is requiring its own title policy?
The short answer is yes - buy title insurance.
Perhaps the best way to illustrate why you need owner's title insurance is to share a real-life situation involving a recent graduate who had just landed his first well-paying job and decided to buy his first home in the District.
FINDLAY - A Fortune 25 company headquarters right on Main Street, a cluster of foreign manufacturers, a booming restaurant industry, and a new research and development center staffed with scientists and engineers from around the world.
Those are not things you'd expect to find in a city of 41,000 people, especially one surrounded by corn and bean fields.
But Findlay has all that and more, and it is playing an outsized - and growing - role in northwest Ohio's economy.
The unemployment rate really tells it all.
Those are not things you'd expect to find in a city of 41,000 people, especially one surrounded by corn and bean fields.
But Findlay has all that and more, and it is playing an outsized - and growing - role in northwest Ohio's economy.
The unemployment rate really tells it all.
Your purchase of a title insurance policy is required by your lending institution.
Today's nationwide mortgage practices have made title insurance a necessary part of the residential closing and escrow process in most cases in Ohio.
There are two types of title insurance policies: one to protect the lender and one to protect the owner of the home.
A Title Insurance Policy is issued after researching the abstract of title (document history) to the land in question.
The title policy: (1) insures the accuracy and sufficiency of the abstract; (2) insures the correctness and sufficiency of the examination of the title; (3) insures against matters outside the scope of the abstract, such as matters of survey and facts disclosed by a personal inspection of the premises and in some instances municipal taxes and assessments and; (4) insures against unknown heirs, secret marriages, legal disabilities, false personalities, and numerous other claims and interests of similar nature.
Today's nationwide mortgage practices have made title insurance a necessary part of the residential closing and escrow process in most cases in Ohio.
There are two types of title insurance policies: one to protect the lender and one to protect the owner of the home.
A Title Insurance Policy is issued after researching the abstract of title (document history) to the land in question.
The title policy: (1) insures the accuracy and sufficiency of the abstract; (2) insures the correctness and sufficiency of the examination of the title; (3) insures against matters outside the scope of the abstract, such as matters of survey and facts disclosed by a personal inspection of the premises and in some instances municipal taxes and assessments and; (4) insures against unknown heirs, secret marriages, legal disabilities, false personalities, and numerous other claims and interests of similar nature.
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