Carolina Capital Insurance Group
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NC insurance companies are a dime a dozen. We are a local family owned and operated NC independent insurance agency with the customer in mind and we care about your business. Serving the Triangle area and NC since 2003 and continuing to grow. We have relationships with multiple NC insurance companies allowing us to shop for you to find the lowest insurance premiums available in NC.

We can save you time and money on all your NC insurance policies. At Carolina Capital Insurance Group we know you have hundreds of options and NC insurance agencies to choose from. We want to do whatever we can to earn your business. Not only by providing some of the most competitive NC insurance rates in town, but by being here for you day and night, seven days a week!

Providing personal touch as well as online customer service. We service all of the Triangle and surrounding areas including but not limited to, Raleigh NC, Charlotte NC, Wilmington NC, Cary NC, Greensboro NC, Asheville NC, Durham NC, Greenville NC, Fayetteville NC, Wake Forest NC, Clayton NC, Smithfield NC and all other NC cities! We are a one stop shop for all of your insurance needs.
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We are a local family owned and operatedindependent agency with the customer in mind and we care about your business.
Serving the Triangle area and NC since 2002 and continuing to grow.
We haverelationships with multiple insurance companies allowing us to shop foryou and find the lowest premium possible saving you time and money.
Whether its autoinsurance, dui insurance, dwi insurance, property insurance, commercialauto insurance, motorcycleinsurance, life insurance, health insurance or medicare supplement insurance quotes that you are looking for, we have you covered.
Liability insurance: When an accident is deemed your fault, this coverage helps you pay for the damage you do to others (such as other drivers) who weren't in the car with you.
Bodily injury liability coverage: This plan pays for third-party medical bills and sometimes for death benefits.
Collision insurance: This covers damage to your own vehicle that you sustained in a wreck.
Comprehensive insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.
Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.
Property Damage coverage for the physical damage to property of others or the loss of use of that property.
Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided.
Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Some states require DUI recipients to carry an SR-22 file.
This is a form that attaches to your auto insurance.
It verifies for the state that you have active coverage.
If you get this penalty, you'll have to keep active coverage for several years, and you'll probably pay more.
My name is Jason Smith.
I've been an NC auto insurance agent providing all types of insurance services for 11 years now.
Over the course of the past few years I have come to be known by many as, "The DWI Insurance Guy" because one main area I specialize in is insurance for those who have been convicted of a DWI in NC.
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