National Income Life
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National Income Life
National Income Life Insurance Company is striving to become the premier in-home life insurance sales company serving working families in the state of New York. Building on our solid foundation of providing supplemental benefits to working families, it is with great pride that we serve our customers by building long-term relationships and providing coverage for times that are most difficult in life.

We continue our "personal touch" tradition not often found in the insurance industry today - meeting with our patrons in the place they are most comfortable. When we say NILICO supports working families, we mean it. National Income Life advocates for key issues and campaigns, and invests in a public agenda reflecting core values important to all working people.

We contribute to various organizations that research, analyze, and propose solutions on fair trade, good jobs, environmental sustainability, and electing fair-minded candidates. An insurer's ability to pay claims should be a factor when considering an insurance company.
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It's not about you.
Life insurance is something you do to protect those you love so they don't suffer financially if your income is no longer there.
Life insurance can be the only thing that stands between your loved ones and financial hardship.
Life insurance is needed for the "what-ifs" in life.
What if I died unexpectedly?
Could my family continue to live in our home?
Would my children have the funds to be able to attend college?
Will my family have the funds on hand to pay for my funeral and final expenses?
National Income Life Insurance Company is a provider of supplemental insurance in the state of New York.
Our superior customer service, from initial contact through the life of a policy, sets NILICO apart from the competition.
Our commitment to working families has been respected and appreciated by many different groups, representing thousands of members of labor unions, credit unions, associations, fraternal organizations, sporting groups, licensed professionals, and non-profit organizations.
National Income Life in New York operates in the spirit of 'Be Union - Buy Union.'
We believe in investing in the communities where we live, work, and visit by giving back through the Make Tomorrow Better giving initiative.
Our commitment doesn't stop there; we also participate in hands-on service activities whenever possible.
Giving back is not just what we do, it's who we are.
MEI supports minority entrepreneurship by providing education, mentorship, and opportunities to inspire hope, provide capital, and actively support minority entrepreneurs.
Today in America, African American entrepreneurs access less than 2% of venture capital.
You can also visit the Find a Local Agent Find an Agent page to search for agents in your area.
What if I'm not part of a union or association, can I still buy National Income Life products?
NILICO agents will meet with you after work and come to your home or whereever is most convenient for you.
How do you give authorities all they need to know to find your child without losing precious time?
If you have accidental death insurance, you may be wondering if dying of cancer, or other illnesses will be covered.
In this blog we cover that scenario and outline the best insurance options for those planning ahead.
When naming a life insurance beneficiary, you may choose an individual, an organization, or a trust.
Learn more about this last option for a beneficiary and why it might be a good option for you.
While term life insurance does not provide permanent coverage, many policies can be renewed or converted to permanent life insurance.
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