Lisa Nickels Insurance
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The Lisa Nickels Insurance Agency is a full-service independent agency located in Hurst, Texas. As a local agency, we understand the many various insurance needs our fellow Texans have. Our team of dedicated account managers has over 150 years of combined industry experience in the Texas insurance market. The knowledge and expertise of our staff allows us to identify the specific needs of our clients and customize unique insurance solutions for them when other agencies simply cannot.

Our agency offers a variety of personalized insurance products including auto, homeowners, life, motorcycle, renters, boat, business or small business and a multitude of commercial lines. We also specialize in working directly with first time homeowners as well as those constructing new homes. By representing a number of nationwide carriers including MetLife, Travelers, Progressive, Safeco, American Strategic ASI, and many more, we are able to find the best combination of price and coverage for each of our clients.
Services
Founded in 2002, Lisa Nickels Insurance Agency, Inc. is a leader in providing quality protection for hundreds of individuals, families and businesses throughout our state.
Providing superior customer service and low rates along with our ability to understand our customer's coverage needs drives the success of our agency.
By offering world class protection for your Auto, Home, Health, Business, and Life Insurance, we make sure that you're covered today as well as in the future so that you can focus on what is important to you and your family.
Take a look below at some of the insurance services we provide.
Then let one of our agents discuss your needs and help you find the best option for you and your family.
You can also request a quote using our online quote forms.
We have access to multiple A Rated, Admitted carriers to find you the best coverage for the best price.
Please complete our quote questionnaire and we'll have a response to you within 1 business day.
If you need a quote now and it is during our hours of operation, please feel free to give us a call.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policies are for six months to a year.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
This part of your policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disaster listed in your policy.
It will not pay for damage caused by a flood, earthquake or routine wear and tear.
Whether your motorcycle is your primary means of transportation, or you just enjoy going for a ride on the weekends, Texas law requires all riders to prove financial responsibility for any accidents they may be responsible for.
The easiest way to achieve this is through liability insurance.
There are a few alternatives to liability insurance such as a cash or securities deposit with the county judge or state comptroller, however these alternatives are far less common.
The vast majority of motorcycle riders in Texas choose to meet this requirement through liability insurance.
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