Larry S. Helms & Associates is an independent insurance agency in Indian Trail, North Carolina. We insure with several different carriers to provide the most options and the best coverage solutions for your family, home, auto and business. Our goal is to help you find the best solutions for your insurance needs. Reach out to any of our talented and knowledgeable team members.
Their focus is helping you find the insurance you need.
Their focus is helping you find the insurance you need.
Services
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions.
The most significant are damage caused by floods, earthquakes and poor maintenance.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions.
The most significant are damage caused by floods, earthquakes and poor maintenance.
Businesses also need insurance: general liability, fleet vehicles, workers compensation, etc.
Whatever your business needs, we will find a solution for you.
Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.
Property Damage coverage for the physical damage to property of others or the loss of use of that property.
Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided.
Whatever your business needs, we will find a solution for you.
Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.
Property Damage coverage for the physical damage to property of others or the loss of use of that property.
Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided.
Whatever your insurance need; umbrella, personal finance, group health, truck drivers, even equestrian, we'll find the solution for you.
We can find policies for almost anything you need insurance for.
Some examples usually not thought of: Umbrella, Personal Finance Options, Trucks/Truckers, Equipment Floater, Builder's Risk, Bonds, Directors & Officers Liability, Group Health, Employee Practices, Errors/Omissions, Commercial Real Estate, Jewelry & Fine Arts, and even Equestrian.
We offer Full Mortality Coverage for your horse for death as a result of an injury, illness, or humane destruction, and coverage also provides for loss or death as a result of theft.
We can find policies for almost anything you need insurance for.
Some examples usually not thought of: Umbrella, Personal Finance Options, Trucks/Truckers, Equipment Floater, Builder's Risk, Bonds, Directors & Officers Liability, Group Health, Employee Practices, Errors/Omissions, Commercial Real Estate, Jewelry & Fine Arts, and even Equestrian.
We offer Full Mortality Coverage for your horse for death as a result of an injury, illness, or humane destruction, and coverage also provides for loss or death as a result of theft.
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