Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits. Crowdfunding continues to gain momentum as more people search the Internet for financing and fundraising alternatives. Having your identity stolen may result in financial loss plus the cost of trying to restore your good name. This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
If your family relies on your income, it's critical to know what their needs would be in the event of your death.
If your family relies on your income, it's critical to know what their needs would be in the event of your death.
Services
Clovis Insurance Agency was established in 1936, we are proud to be among the few long established insurance agencies in the San Joaquin Valley.
Unlike most insurance companies and their agencies, our office is staffed entirely with licensed insurance agents.
A professional who is knowledgeable and understands your needs will answer your questions and provide solutions.
Utilizing the latest technology allows us to provide you with honest, old-fashioned service at break-neck speed.
As a full-service, independent insurance agency, we represent many of the finest companies in the industry.
Unlike most insurance companies and their agencies, our office is staffed entirely with licensed insurance agents.
A professional who is knowledgeable and understands your needs will answer your questions and provide solutions.
Utilizing the latest technology allows us to provide you with honest, old-fashioned service at break-neck speed.
As a full-service, independent insurance agency, we represent many of the finest companies in the industry.
You're required by law to carry auto insurance.
So you may not think it makes a difference if you get it from a talking lizard, a comic spokesperson, or a locally owned insurance provider like us.
If all insurance is alike, what difference does it make where you get your coverage-just shop around for the best price, right?
We've seen our share of accidents.
But out of all the claims we see on a daily basis, few are as frequent, or as potentially life changing, as accidents involving an automobile.
So you may not think it makes a difference if you get it from a talking lizard, a comic spokesperson, or a locally owned insurance provider like us.
If all insurance is alike, what difference does it make where you get your coverage-just shop around for the best price, right?
We've seen our share of accidents.
But out of all the claims we see on a daily basis, few are as frequent, or as potentially life changing, as accidents involving an automobile.
Getting out on the water in your boat, jet ski, or other watercraft is likely one of your favorite places to be.
But owning a boat can increase liability risks (even when you're on dry land.)
Let's make sure your "financial boat" doesn't sink should you hit any unforeseen crosswinds or rough water.
The fact is, homeowner's policies usually place numerous restrictions on boat owners depending on the size, horsepower, and damage coverage you expect.
In other words, if you don't carry a specific boat insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident.
But owning a boat can increase liability risks (even when you're on dry land.)
Let's make sure your "financial boat" doesn't sink should you hit any unforeseen crosswinds or rough water.
The fact is, homeowner's policies usually place numerous restrictions on boat owners depending on the size, horsepower, and damage coverage you expect.
In other words, if you don't carry a specific boat insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident.
You've customized your ride, now it's time to customize an insurance policy that will cover your antique or collector car with the care it deserves.
In fact, proper coverage is the most important thing to have before you hit the road or attend your next car show or event.
Because the marketplace values classic and collectible cars differently, you will need a policy that provides different coverage than "regular use" drivers.
Since classic and collectible cars often register as older vehicles, they aren't evaluated at their true market value according to standard insurance practices.
In fact, proper coverage is the most important thing to have before you hit the road or attend your next car show or event.
Because the marketplace values classic and collectible cars differently, you will need a policy that provides different coverage than "regular use" drivers.
Since classic and collectible cars often register as older vehicles, they aren't evaluated at their true market value according to standard insurance practices.
These questions are crucial to address, because you can't get insurance after a disaster strikes-and that can happen at anytime.
Home insurance covers the hazards that most homeowners face-everything from fire to theft, a cracked foundation to accidents on your property.
When a loss occurs, you will file a claim with your insurance carrier and you are paid for the expenses, minus any outstanding deductible amounts.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others.
Home insurance covers the hazards that most homeowners face-everything from fire to theft, a cracked foundation to accidents on your property.
When a loss occurs, you will file a claim with your insurance carrier and you are paid for the expenses, minus any outstanding deductible amounts.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others.
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