Payne Insurance & Financial Services
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Payne Insurance & Financial Services, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses, throughout Newberg, Yamhill, Marion Washington & Polk Counties. Our services include Vineyard, Wineries, Farm and Ranch Insurance. We represent some of the finest insurance carriers in the country. Our agency offers excellent Recreational Vehicle & ATV insurance to protect your toys away from home.

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Our clients have been choosing our agency to insure their cars and other vehicles because of our competitive prices and personal customer service, but our policies offer so much more.
Our auto insurance policy protects you against financial loss if you have a car accident.
General types of auto insurance coverage include property, liability, medical, uninsured and underinsured motorists, comprehensive and collision coverage.
Let Payne Insurance & Financial Services help you choose a policy that will fit your individual needs.
To an ATV rider, there might be nothing quite like taking a ride out in some sand dunes out in the middle of the desert, or blazing through the trees in the forest.
Whatever the activity, there's no denying that riding an all-terrain vehicle is fun.
However, it can also be risky.
With a good variety of coverage types available, you should be able to work with an ATV insurance provider to create a policy that can provide you with maximum protection.
There are multiple types of coverages available that you can choose from to create a comprehensive ATV insurance policy.
A classic, collectible or antique car is no ordinary car-and regular auto insurance is not sufficient to protect such a vehicle against damage or loss.
That said, there is no uniform definition of a classic car.
If a car's value exceeds its original selling price, then it might be considered collectible and a candidate for specialized classic car insurance.
You might also seek specialized insurance for vintage military vehicles, classic motorcycles and antique tractors.
Limited use - Your classic car cannot be used for everyday commuting or errands, and your policy may include mileage limitations and proof the car is being properly garaged if you do travel with it.
If you have purchased a condo or co-op, the bank will require insurance to protect its investment in your home.
You may, however, need more insurance to cover your personal items, liability or fees that may be charged to you regarding shared areas of the building like the lobby.
This provides coverage for your personal possessions, structural improvements to your apartment and additional living expenses if you are the victim of fire, theft or other disaster listed in your policy.
You also get liability protection.
Business General Liability insurance is often simply referred to as General Liability insurance.
This significant protection to a business covers claims of property damage and/or bodily injury to a 3rd party caused by your business operations, from the insured premises, or when someone is injured as the result of using the product manufactured or distributed by your business.
This general liability coverage may also provide for the legal defense of the insured.
Consideration must be given to the extent and limits of coverage a business might need to meet the comprehensive need of the organization.
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