Let's face it, insurance can be confusing even for the best of us. As an independent agency, we aren't locked into one company. We search different companies and rates to get you the best value for your insurance dollars. Your cost is exactly the same, whether you use us, or go directly to the insurance company yourself. Health and Life Strategies LLC represents only insurance companies with A ratings, who will be around in 30 or 40 years when you need the money.
Let us save you time and headache of comparing companies and plans. It costs no more for you to let us do the legwork for you! As a licensed Life & Health Insurance Agent since 2008, Erica believes as your life changes, so should your Insurance. Erica strives to match your coverage to keep up with the continuing changes in your life. Originally from Philadelphia, Erica is a graduate of The Pennsylvania State University with a BS degree in Marketing.
She has lived in Cherokee County, GA since 1990, offering insurance solutions to the community.
Let us save you time and headache of comparing companies and plans. It costs no more for you to let us do the legwork for you! As a licensed Life & Health Insurance Agent since 2008, Erica believes as your life changes, so should your Insurance. Erica strives to match your coverage to keep up with the continuing changes in your life. Originally from Philadelphia, Erica is a graduate of The Pennsylvania State University with a BS degree in Marketing.
She has lived in Cherokee County, GA since 1990, offering insurance solutions to the community.
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But the sheer volume of codes, laws and revisions are enough to make even the smartest people throw up their hands!
So with that in mind, we put together a quick little tutorial that can help you sort out your options for 2020.
Now it's important to note that there are several good reasons for having health insurance, first it can keep you alive, but from the financial aspect, it can bankrupt you.
Unpaid medical bills are the number one reason for bankruptcies in this country!
Many providers will not treat patients without health insurance, or cash payment, so it really can be a matter of life or death.
So with that in mind, we put together a quick little tutorial that can help you sort out your options for 2020.
Now it's important to note that there are several good reasons for having health insurance, first it can keep you alive, but from the financial aspect, it can bankrupt you.
Unpaid medical bills are the number one reason for bankruptcies in this country!
Many providers will not treat patients without health insurance, or cash payment, so it really can be a matter of life or death.
In short, you want life insurance for the people in your life, so they can continue to lifestyle they've been living.
Living in the same home, the children going the same schools and leaving them with the same security as if you were still there to provide for them.
TO REPLACE LOST INCOME: Your family would need to maintain their standard of living after the death of a wage earner.
Providing money for your surviving family members is important.
Life insurance is the most cost effective way to do that.
Living in the same home, the children going the same schools and leaving them with the same security as if you were still there to provide for them.
TO REPLACE LOST INCOME: Your family would need to maintain their standard of living after the death of a wage earner.
Providing money for your surviving family members is important.
Life insurance is the most cost effective way to do that.
Supplemental Insurance, or Indemnity Policies, pay cash to you when you need it most.
It is insurance for daily living expenses.
When you're sick or hurt, health insurance is only part of the solution.
Indemnity plans pay cash for you to use as you see fit, for the mortgage, rent, car payment, gas or food for the family, whatever is most important to you.
No one wants to experience a cancer diagnosis, but the fact is that the risk of getting cancer is great.
In the United States, men have slightly less than a one in two lifetime risk of developing cancer; for women, the risk is a little more than one in three (Cancer Facts and Figures 2009, American Cancer Society).
It is insurance for daily living expenses.
When you're sick or hurt, health insurance is only part of the solution.
Indemnity plans pay cash for you to use as you see fit, for the mortgage, rent, car payment, gas or food for the family, whatever is most important to you.
No one wants to experience a cancer diagnosis, but the fact is that the risk of getting cancer is great.
In the United States, men have slightly less than a one in two lifetime risk of developing cancer; for women, the risk is a little more than one in three (Cancer Facts and Figures 2009, American Cancer Society).
Because Disability Insurance is like Paycheck Insurance.
Aside from your health, your ability to earn income is your most valuable asset.
I'm always amazed how most people have homeowner's insurance to protect their homes, car insurance to protect their cars and life insurance to protect their family in the event of their death, but few have disability insurance to protect their income.
Meaning you want to carefully examine the "definition of disability" and all benefits when shopping for disability insurance.
Aside from your health, your ability to earn income is your most valuable asset.
I'm always amazed how most people have homeowner's insurance to protect their homes, car insurance to protect their cars and life insurance to protect their family in the event of their death, but few have disability insurance to protect their income.
Meaning you want to carefully examine the "definition of disability" and all benefits when shopping for disability insurance.
Are you or someone you know new to Medicare?
Becoming eligible for Medicare can make health insurance more affordable, but original Medicare alone doesn't cover the full costs of medical services.
There are doctors' visits, hospital stays, lab work, - not to mention the costs for outpatient prescription drugs or routine dental, vision and hearing care.
Insurance companies offer a range of plans to add benefits and limit your risk.
We help you choose coverage to reduce these expenses.
Medicare Part A is hospital (inpatient) insurance.
Becoming eligible for Medicare can make health insurance more affordable, but original Medicare alone doesn't cover the full costs of medical services.
There are doctors' visits, hospital stays, lab work, - not to mention the costs for outpatient prescription drugs or routine dental, vision and hearing care.
Insurance companies offer a range of plans to add benefits and limit your risk.
We help you choose coverage to reduce these expenses.
Medicare Part A is hospital (inpatient) insurance.
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