Capraro Insurance
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Workers' compensation insurance, commonly known as workers' comp, is insurance that covers medical expenses and a portion of lost wages for employees. Capraro Insurance is here to help you navigate all of your insurance needs. Whether that's Home, Auto, Business, Workmans Comp, or leisure items like a boat, RV, or motorcycle, we are here to help. When shopping for coverage for your home, auto, or business, Capraro insurance has you covered.

Finding the right homeowner's insurance is important. Whether you are a renter, condo owner, or homeowner, it is in your best interest to protect your home & personal belongings. Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. There is always a certain level of risk associated with owning a business.

Business owners with employees have a legal responsibility to make sure all employees are protected. Hi Joann, just want to say Thanks for all you do! Always quick to respond to any questions I may have or any issues.
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Capraro Insurance, LLC was established as an independent agency by Joann R. Capraro.
Our entire staff is licensed by the Rhode Island Department of Insurance and are experts in auto insurance.
We pride ourselves in providng quality protection for hundreds of individuals, families and businesses throughout our state.
Providing superior customer service and competitive rates along with our ability to understand our customer's coverage needs drives the success of our agency.
By offering world class protection for your Auto, Home, Condo, Renters and Business Insurance, we make sure that you're covered today as well as in the future so that you can focus on what is important to you and your family.
Finding the right homeowner's insurance is important.
Whether you are a renter, condo owner, or homeowner, it is in your best interest to protect your home & personal belongings.
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package.
There is always a certain level of risk associated with owning a business.
Business owners with employees have a legal responsibility to make sure all employees are protected.
We pride ourselves in providing quality protection for hundreds of individuals, families, and businesses throughout our state.
We are always available to offer you personal, one-on-one help with your insurance needs.
Completing our online quote forms will help provide us with the information needed to get started.
If you have any questions, please don't hesitate to call or e-mail us!
We'll take the time to listen to your needs and desires, and find the perfect coverage for you.
Your total satisfaction is our number one priority.
Accelerated Benefits Rider: An adjustment (rider) to a life insurance policy that allows for the early payment of some portion of the policy's face amount should the insured suffer from a terminal illness or injury.
Accidental Death Benefit Rider: An adjustment (rider) to a life insurance policy that provides for payment of an additional cash benefit when death occurs by accidental means.
This amount depends on the value of the policy.
Accidental Death Insurance: An Insurance poicy that provides payment if the insured's death occurs as a results from an accident.
Legally, all drivers and vehicle owners in RI must carry a valid auto insurance policy.
Auto coverage can vary drastically.
At Capraro Insurance, we will work to find you the best policy to suit your needs, at the best possible price.
When choosing an auto plan, you want to be sure to choose the best coverage for your needs.
Here is some information to help you better understand what is included within the different coverages:.
Collision Coverage - covers damage to your vehicle in the event of a collision with a moving vehicle or fixed object.
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