Smith & Sharpe Insurance is an independent broker of insurance in Brownwood, working with our clients to provide appropriate coverage in the most economical manner. In addition to individuals, the firm's clients include small businesses, financial institutions, churches, universities, school districts, industrial firms, professional practices, and municipalities.
Smith & Sharpe Insurance works with many different insurers in order to "shop the market" for its clients. The companies elected have the highest financial ratings. These companies are among the oldest and largest in the United States and Canada. Through careful selection of insurance in Brownwood, Smith & Sharpe Insurance provides necessary protection today and security for the future.
Smith & Sharpe Insurance works with many different insurers in order to "shop the market" for its clients. The companies elected have the highest financial ratings. These companies are among the oldest and largest in the United States and Canada. Through careful selection of insurance in Brownwood, Smith & Sharpe Insurance provides necessary protection today and security for the future.
Services
Smith & Sharpe Insurance is a combination of Brownwood's two oldest insurance agencies.
It is a long history (ask us about it sometime), but it all started back in 1907.
Through the years, we have served thousands of individuals, families, and businesses across Texas.
That heritage is a lot to live up to.
We take it very seriously, and that's why we work so hard to make sure our clients are clients for life.
We will do for our clients only what we would do for ourselves under similar circumstances.
It is a long history (ask us about it sometime), but it all started back in 1907.
Through the years, we have served thousands of individuals, families, and businesses across Texas.
That heritage is a lot to live up to.
We take it very seriously, and that's why we work so hard to make sure our clients are clients for life.
We will do for our clients only what we would do for ourselves under similar circumstances.
If you live in a condo in Brownwood your Condo Association probably provides some level of rudimentary insurance coverage.
Condo Association coverage also typically features a small level of personal liability coverage.
For most occupants, however, this coverage won't offer sufficient protection against every possible liability.
For example, if a guest suffers an injury or property damage while in your condo, association coverage may not be sufficient to cover the damages-especially if you get sued.
Condo Association coverage also typically features a small level of personal liability coverage.
For most occupants, however, this coverage won't offer sufficient protection against every possible liability.
For example, if a guest suffers an injury or property damage while in your condo, association coverage may not be sufficient to cover the damages-especially if you get sued.
Many homeowners are surprised to learn their homeowners insurance policies don't cover flooding events.
That's right: Most homeowners policies won't cover flood damage.
This fact puts Texas residents-so many of whom live on or near Gulf Coast floodplains-in a tricky position.
For such homeowners, adequate flood insurance isn't optional; it's a necessity.
If a pipe in your home busted and flooded your floor, would it be considered a "flooding event" and thus, not reimbursed by your homeowner's policy?
That's right: Most homeowners policies won't cover flood damage.
This fact puts Texas residents-so many of whom live on or near Gulf Coast floodplains-in a tricky position.
For such homeowners, adequate flood insurance isn't optional; it's a necessity.
If a pipe in your home busted and flooded your floor, would it be considered a "flooding event" and thus, not reimbursed by your homeowner's policy?
At Smith & Sharpe Insurance, we believe everyone needs comprehensive home insurance (also known as homeowners insurance) to protect you, your family, and your home.
Knowing that your investment-probably the biggest you'll make in life-will be protected through unexpected calamity or misfortune adds incomparable peace-of-mind.
Regardless of where your home's located, no matter its age, size, value or type, Smith & Sharpe Insurance can customize a homeowners insurance policy to fit every budget.
For most people, home ownership is more than just an investment of money; a home is also a personal piece of the American dream and a storehouse of memories-memories of happy times, tough times, and of all the little ups and downs in between.
Knowing that your investment-probably the biggest you'll make in life-will be protected through unexpected calamity or misfortune adds incomparable peace-of-mind.
Regardless of where your home's located, no matter its age, size, value or type, Smith & Sharpe Insurance can customize a homeowners insurance policy to fit every budget.
For most people, home ownership is more than just an investment of money; a home is also a personal piece of the American dream and a storehouse of memories-memories of happy times, tough times, and of all the little ups and downs in between.
You are the king of your castle, and it doesn't matter that your castle isn't a proverbial mansion on a hill.
You've worked hard to build a home for yourself and your family, and like any other homeowner, you need to protect your investment with proper home insurance.
Without having proper mobile home insurance, you are leaving your home and your family at risk.
We believe that every mobile home needs comprehensive mobile home insurance from Smith & Sharpe Insurance Agency to truly feel like home.
You've worked hard to build a home for yourself and your family, and like any other homeowner, you need to protect your investment with proper home insurance.
Without having proper mobile home insurance, you are leaving your home and your family at risk.
We believe that every mobile home needs comprehensive mobile home insurance from Smith & Sharpe Insurance Agency to truly feel like home.
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