We are an independent insurance company serving both Utah and Salt Lake Counties, including the cities: Highland, Alpine, Lehi, Pleasant Grove, American Fork, and Salt Lake City. Our mission is to provide our clients with great insurance options, at the best possible value. REASON #1 - We shop for the nation's top auto and home insurance companies so you don't have to.
This means you can relax - we'll take the time to find multiple great options tailored for you. REASON #2 - All insurance policies are not created equal - We can help cut through the noise and help explain the differences in coverage from one company to another. We can help guide you through the maze of insurance to find the insurance plans that suits your needs.
REASON #3 - We are an independent insurance agency that gives you the freedom to choose! We provide you with multiple options from a variety of insurance companies that fit your needs and budget.
This means you can relax - we'll take the time to find multiple great options tailored for you. REASON #2 - All insurance policies are not created equal - We can help cut through the noise and help explain the differences in coverage from one company to another. We can help guide you through the maze of insurance to find the insurance plans that suits your needs.
REASON #3 - We are an independent insurance agency that gives you the freedom to choose! We provide you with multiple options from a variety of insurance companies that fit your needs and budget.
Services
We understand that your insurance needs are as unique as you are.
This is why we work closely with you to help you identify your potential risks and cover them with quality, affordable insurance options.
We serve individuals and businesses from Salt Lake County to Utah County, including Salt Lake City, Highland, Alpine, Pleasant Grove, and Lehi.
Insuring your car is not only essential to the safety of yourself and other drivers, it's required by Utah State Law.
This is why finding a quality provider that offers an affordable plan is key to protecting your future on the roads.
This is why we work closely with you to help you identify your potential risks and cover them with quality, affordable insurance options.
We serve individuals and businesses from Salt Lake County to Utah County, including Salt Lake City, Highland, Alpine, Pleasant Grove, and Lehi.
Insuring your car is not only essential to the safety of yourself and other drivers, it's required by Utah State Law.
This is why finding a quality provider that offers an affordable plan is key to protecting your future on the roads.
Liability insurance: This covers the costs of injuries and property damage if YOU cause the accident.
Collision: This covers your car for either repairs or replacement, after the accident, if YOU are at fault.
Comprehensive: Also called "other than collision, " covers damage to your vehicle such as rock chips, a deer hitting your car, a tire tread being thrown at your car from the road, weather damage, and vandalism.
Personal Injury Protection: Also known as "PIP, " is required in the state of Utah.
Collision: This covers your car for either repairs or replacement, after the accident, if YOU are at fault.
Comprehensive: Also called "other than collision, " covers damage to your vehicle such as rock chips, a deer hitting your car, a tire tread being thrown at your car from the road, weather damage, and vandalism.
Personal Injury Protection: Also known as "PIP, " is required in the state of Utah.
Typically, home insurance is not required by law.
However, your bank or mortgage company will more than likely require that you carry homeowner's insurance.
There are 3 different types of coverage for a homeowner: Basic coverage, Broad coverage, and Special Coverage.
Basic coverage offers very limited coverage while Special Coverage offers the most comprehensive coverage.
That being said, there are typical coverages with all policies such as losses resulting from burglary or theft, severe storms, and fire.
However, your bank or mortgage company will more than likely require that you carry homeowner's insurance.
There are 3 different types of coverage for a homeowner: Basic coverage, Broad coverage, and Special Coverage.
Basic coverage offers very limited coverage while Special Coverage offers the most comprehensive coverage.
That being said, there are typical coverages with all policies such as losses resulting from burglary or theft, severe storms, and fire.
Life insurance is used to protect loved ones who may depend on you financially in the event of your death.
A Married Couple - If, as a married couple, you depend on two incomes and you were to pass, would there be enough funds to cover funeral costs, credit card debt or existing loans as well as day-to-day living expenses?.
Parents Raising Children - In today's world, most families bring in two incomes.
However, costs of living can still be very expensive should one income be lost.
If you or your spouse were to pass away, could you continue your current standard of living on one income alone?
A Married Couple - If, as a married couple, you depend on two incomes and you were to pass, would there be enough funds to cover funeral costs, credit card debt or existing loans as well as day-to-day living expenses?.
Parents Raising Children - In today's world, most families bring in two incomes.
However, costs of living can still be very expensive should one income be lost.
If you or your spouse were to pass away, could you continue your current standard of living on one income alone?
How often do you have someone fall down the stairs in front of your home?
Not too often, right?
Yet, it has become increasingly popular to carry an Umbrella policy.
Why? Unfortunately, we have become an increasing litigious society with liability claims resulting in big lawsuits with very large settlements or judgements.
An Umbrella, as strange as the name seems, is fairly accurate in its description.
An Umbrella policy is actually additional coverage on your underlying policies and the items you own - your home, autos, boat, bikes, RVs, or any other items you list on your Umbrella policy.
Not too often, right?
Yet, it has become increasingly popular to carry an Umbrella policy.
Why? Unfortunately, we have become an increasing litigious society with liability claims resulting in big lawsuits with very large settlements or judgements.
An Umbrella, as strange as the name seems, is fairly accurate in its description.
An Umbrella policy is actually additional coverage on your underlying policies and the items you own - your home, autos, boat, bikes, RVs, or any other items you list on your Umbrella policy.
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