One of the ways of being "an unconquerable soul" as the poem Invictus says, is being prepared for whatever life throws at you. You can be prepared having the right kind of partner and the right kind of plan in your health concerns. Let us be that partner, and let us help you with the right plan.
PREAMBLE: Helping my clients protect their assets and establish financial security, independence and economic freedom for themselves and those they care about is a noble endeavor and deserves my promise to support high standards of integrity, trust and professionalism throughout my career as an insurance and financial professional.To present, accurately and honestly, all facts essential to my clients' financial decisions.
To continually enhance professionalism by developing my skills and increasing my knowledge through education. To conduct all business dealings in a manner which would reflect favorably on NAIFA and my profession. To protect the financial interests of my clients, their financial products and my profession, through political advocacy.
PREAMBLE: Helping my clients protect their assets and establish financial security, independence and economic freedom for themselves and those they care about is a noble endeavor and deserves my promise to support high standards of integrity, trust and professionalism throughout my career as an insurance and financial professional.To present, accurately and honestly, all facts essential to my clients' financial decisions.
To continually enhance professionalism by developing my skills and increasing my knowledge through education. To conduct all business dealings in a manner which would reflect favorably on NAIFA and my profession. To protect the financial interests of my clients, their financial products and my profession, through political advocacy.
Services
2020 & 2021 costs at a glancePart A premiumMost people don't pay a monthly premium for Part A (sometimes called "premium-free Part A").
If you buy Part A, you'll pay up to $458 each month in 2020 ($471 in 2021).
If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $458 ($471 in 2021).
Days 91 and beyond: $704 ($742 in 2021) coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime).
Part B premiumThe standard Part B premium amount is $144.60 ($148.50 in 2021) (or higher depending on your income).
If you buy Part A, you'll pay up to $458 each month in 2020 ($471 in 2021).
If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $458 ($471 in 2021).
Days 91 and beyond: $704 ($742 in 2021) coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime).
Part B premiumThe standard Part B premium amount is $144.60 ($148.50 in 2021) (or higher depending on your income).
You still get complete Part A and Part B coverage through the plan.
Some plans offer extra benefits that Original Medicare doesn't cover - like vision, hearing, or dental.
You can check with the plan before you get a service to find out if it's covered and what your costs may be.
Following plan rules, like getting a Referral to see a specialist in the plan's Network can keep your costs lower.
Check with the plan.
Go to a doctor, other health care provider, facility, or supplier that belongs to the plan's network, so your services are covered and your costs are less.
Some plans offer extra benefits that Original Medicare doesn't cover - like vision, hearing, or dental.
You can check with the plan before you get a service to find out if it's covered and what your costs may be.
Following plan rules, like getting a Referral to see a specialist in the plan's Network can keep your costs lower.
Check with the plan.
Go to a doctor, other health care provider, facility, or supplier that belongs to the plan's network, so your services are covered and your costs are less.
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