Payless Auto Insurance
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We work hard to get you the best possible coverage with affordable rates for your personal autos. We offer coverage for buildings/business personal properties/liability/umbrella that your business requires. Commercial insurance is one of our specialties and we use top of the line insurance companies for your commercial needs. In Texas, an SR-22 referred to as a certificate of insurance or a financial responsibility filing is required by the Department of Motor Vehicles for high risk insurance policies.
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Liability insurance pays to repair or replace the other driver's car and pays other people's medical expenses when you're at fault in an accident.
The current minimum liability limits are $30,000 for bodily injured, up to a total of $60,000 per accident, and $25,000 for property damage per accident.
This basic coverage is called 30/60/25 coverage.
Bodily Injury coverage provides protection if you injure someone and/ or if an injury in an accident results in death while operating a vehicle.
It is important to carry Bodily Injury Coverage in your policy so you can prevent any lawsuit for the injuries that occurred during an accident.
The replacement cost of an item minus any sort of depreciation that the item incurred over time.
A temporary insurance contract given to the insured while their policy goes through the underwriting process and their policy is issued.
The request by the policyholder (aka the insured) to have an item fixed or repaired by the insurance policy.
Provides coverage for your vehicle resulting from an accident from colliding with another vehicle or a stationary object.
Provides coverage for your vehicle from the result of covered perils not related to a collision like fire, theft, hail, vandalism, falling objects and hitting an animal.
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