El-Mag Insurance
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When you work with El-Mag Insurance, you'll get peace of mind as we help you save money on your insurance-without sacrificing coverage. We'll also provide the info you need to find a plan that fits your coverage needs. Every insurance policy has its strengths and weaknesses. You can count on us to clarify your options and make suggestions based on your needs and budget.

We're experienced. And knowledgeable. Nobody understands health insurance better than us. There are multiple parts to Medicare, which include Part A, B, C, D, and Medicare Supplements. These parts can make health care costs more affordable as they will help pay for a variety of expenses. If you are curious about your options for Medicare coverage in Florida, get in touch with a qualified insurance agent.

We can help you discover what Medicare has to offer. If you retire before age 65, you won't have access to Medicare benefits. That is, unless you have received Social Security disability benefits for at least 24 months.
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If you are age 65 or older, you automatically qualify to receive Medicare benefits.
You may also qualify if you are disabled.
Medicare benefits can make health care costs more affordable, as the medical and hospital insurance included in your plan will help pay for a variety of expenses.
If you are preparing to enroll in Medicare, here's what you need to know about the program.
Medicare is the federal health insurance program for Americans who are age 65 or older and younger people with qualifying disabilities.
To maintain your Part B Medicare benefits, you must pay a monthly premium.
In 2021, this premium was set at $148.50.
While some people get Part A benefits free of charge, this is not an option for Part B. This fact leaves many Medicare beneficiaries wishing they could be compensated for some of their Part B premium costs.
Fortunately, some Medicare Advantage plans offer Part B Premium Giveback benefits, which covers a portion of your Part B premiums.
Some Medicare Advantage plan providers offer you the option to have your Part B premiums partially paid by the carrier.
Original Medicare consists of Part A hospital insurance and Part B medical insurance.
If you want additional benefits, you may need to enroll in a Part C Medicare Advantage plan.
Private insurers offer Part C plans as an alternative to Original Medicare.
These plans are more versatile than Original Medicare, making them an attractive option for many Medicare beneficiaries.
Medicare Advantage plans are an all-in-one alternative to Original Medicare.
Rather than purchasing additional Medicare benefits separately, as you would need to do with Original Medicare, Advantage plans allow you to bundle all of your health insurance needs into a single plan.
If you are entitled to receive Medicare benefits and Medicaid medical assistance, you can enroll in a Dual Eligible Special Needs Plan.
These plans can provide you with access to unique health care coverage, so it is important to determine whether one of these plans is right for you.
Here is what you can expect from Dual Special Needs Plans (D-SNPs).
Medicare provides health benefits for individuals who are age 65 or older and younger people who have been diagnosed with a qualifying disability.
If you have been diagnosed with a chronic condition or other disability, you may be eligible to enroll in a Chronic Special Needs Plan.
Chronic Special Needs Plans (C-SNPs) are Medicare Advantage plans that provide Medicare beneficiaries with unique coverage that is tailored to their specific needs.
Here's what you need to know about C-SNPs.
To enroll in a C-SNP, you must be enrolled in both Part A and Part B Medicare benefits.
To qualify, you must be age 65 or older or be diagnosed with a qualifying disability.
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