Bodily Injury Liability pays damages for people injured or killed in an accident for which you are legally responsible. It also covers your legal defense if you are sued as a result of an accident. Each selection shows two coverage limits: the first dollar amount represents the coverage limit for any one person; the second dollar amount represents the total coverage limit for one incident or accident.
Commercial liability insurance helps protect you from costs associated with injuries or property damage suffered by others in an accident caused by you or your employee in your insured commercial vehicle. Commercial vehicle insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments.
The DP3 refers to an insurance policy on a residential building, usually rented to others. The HO3 is reserved for homeowners, but not exclusively for single-family homes. If you own a multi-family (2-4 family) property and live in one of the units, then you can usually use the tried, true, and tested HO-3 homeowners policy to cover the entire building, your contents (your stuff), and your own personal liability exposure.
Commercial liability insurance helps protect you from costs associated with injuries or property damage suffered by others in an accident caused by you or your employee in your insured commercial vehicle. Commercial vehicle insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments.
The DP3 refers to an insurance policy on a residential building, usually rented to others. The HO3 is reserved for homeowners, but not exclusively for single-family homes. If you own a multi-family (2-4 family) property and live in one of the units, then you can usually use the tried, true, and tested HO-3 homeowners policy to cover the entire building, your contents (your stuff), and your own personal liability exposure.
Services
D&D Insurance Servicing South Florida since 2010, we are a family oriented agency and our company is your neighborhood independent agent who specializes in personal service.
We can help you with a variety of insurance needs; also, notary public and income tax services.
Just give us a call, or stop by our office.
As an independent insurance agent, our company takes the time to get to know you which helps us customize coverage specific to your needs.
We can help you with a variety of insurance needs; also, notary public and income tax services.
Just give us a call, or stop by our office.
As an independent insurance agent, our company takes the time to get to know you which helps us customize coverage specific to your needs.
Bodily Injury Liability pays damages for people injured or killed in an accident for which you are legally responsible.
It also covers your legal defense if you are sued as a result of an accident.
Each selection shows two coverage limits: the first dollar amount represents the coverage limit for any one person; the second dollar amount represents the total coverage limit for one incident or accident.
If your operation of a covered vehicle results in your being legally responsible for someone's bodily injury or death, you may be required to pay for the person's loss.
It also covers your legal defense if you are sued as a result of an accident.
Each selection shows two coverage limits: the first dollar amount represents the coverage limit for any one person; the second dollar amount represents the total coverage limit for one incident or accident.
If your operation of a covered vehicle results in your being legally responsible for someone's bodily injury or death, you may be required to pay for the person's loss.
Commercial liability insurance helps protect you from costs associated with injuries or property damage suffered by others in an accident caused by you or your employee in your insured commercial vehicle.
Commercial vehicle insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist coverage.
However, if you require specific commercial auto insurance coverages, high Liability insurance limits, operate an unusual vehicle, haul special equipment, transport goods or people, or have other special needs, then you'll need commercial auto insurance.
Commercial vehicle insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist coverage.
However, if you require specific commercial auto insurance coverages, high Liability insurance limits, operate an unusual vehicle, haul special equipment, transport goods or people, or have other special needs, then you'll need commercial auto insurance.
The DP3 refers to an insurance policy on a residential building, usually rented to others.
The HO3 is reserved for homeowners, but not exclusively for single-family homes.
If you own a multi-family (2-4 family) property and live in one of the units, then you can usually use the tried, true, and tested HO-3 homeowners policy to cover the entire building, your contents (your stuff), and your own personal liability exposure.
However, if the owner does not live at the property, a homeowners policy won't work; use a "Dwelling Fire Policy" to protect your interests properly.
The HO3 is reserved for homeowners, but not exclusively for single-family homes.
If you own a multi-family (2-4 family) property and live in one of the units, then you can usually use the tried, true, and tested HO-3 homeowners policy to cover the entire building, your contents (your stuff), and your own personal liability exposure.
However, if the owner does not live at the property, a homeowners policy won't work; use a "Dwelling Fire Policy" to protect your interests properly.
Flood insurance protects you from the financial devastation caused by floods.
Even a few inches of water can bring thousands of dollars in repair and restoration costs.
Most homeowners insurance does not cover floods.
Flood insurance is "single peril" insurance, sold separately from homeowners insurance.
Flood insurance protects against losses to buildings and their contents, not the land surrounding them.
The coverage applies whether the flooding results from heavy or prolonged rains, coastal storm surge, snow melt, blocked storm drainage systems, levee dam failure, or other causes.
Even a few inches of water can bring thousands of dollars in repair and restoration costs.
Most homeowners insurance does not cover floods.
Flood insurance is "single peril" insurance, sold separately from homeowners insurance.
Flood insurance protects against losses to buildings and their contents, not the land surrounding them.
The coverage applies whether the flooding results from heavy or prolonged rains, coastal storm surge, snow melt, blocked storm drainage systems, levee dam failure, or other causes.
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