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Homeowners insurance offers you protection against any financial losses incurred by fire damage, storms, thefts or any other events as set out in your policy details. It is very important to compare quotes and coverage when shopping around for homeowners insurance as different providers offer different levels of coverage and possible discounts on premiums, so always get multiple insurance quotes before taking out any insurance cover.

It is a free service that helps members of the community to find coverage that works for them and to put them in touch with the right brokers. Although your standard homeowners policy will cover you against damage to your house and other free-standing buildings not structurally attached to your home. Theft and damage done to your personal property within your home.

Personal liability if someone were to injure themselves due to your negligence whilst visiting your property. Medical expenses for others that have been accidentally been injured whilst on your property and additional living expenses should your home be uninhabitable due to damage, and you need to rent accommodation while repairs are carried out to your property.
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