Oregon Mutual Insurance
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We work with independent insurance agencies to help craft the best insurance policy for your needs. From first-time car insurance shoppers to seasoned entrepreneurs, we work with you and your agent to fully customize coverage options to fit your lifestyle and needs. Count on our independent, local partner-agents - they know your communities, offer expertise and choices, and maintain our high service and support standards.

Long before paved roads, Oregon's fiercely independent pioneers established our legacy of protecting our neighbors, communities, and businesses. For over 125 years, Oregon Mutual has carried on that promise to our members. You can expect friendly, approachable, and always welcoming experts from our local, independent agents to our home office staff.

Rest assured that when there is a loss, we will honor our commitment to you. It's who we are! Information about Oregon Mutual, agent news, and helpful tips and tricks to get you through the seasons. Follow these best practices to increase your preparedness for wildfire season and reduce the risk of losing your home to a devastating event.
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We treat everyone with respect and foster a work environment that recognizes individual contributions, encourages teamwork, and promotes career and personal growth.
We continually strive to improve our products and services for the benefit of our customers.
We manage our resources to perpetuate a growing and prosperous independent mutual insurance company.
Thirty-five years after Oregon became a state, Oregon Mutual Insurance Company was founded by a local group of citizens concerned about insurance's affordability.
Members choose our auto coverage for our customizable policy options and our top-rated auto claims handling practices.
Our personal auto protection plan offers several options to customize your auto insurance coverage for a policy that's right for you.
Unlike some other insurance companies, if your car is totaled, we get two evaluations instead of one and then pay you the higher amount.
Why?
Because it's the right thing to do for our members.
It's who we are.
If your covered vehicle is involved in an accident and you have a child safety seat in the vehicle, we will replace it no matter how big or small the accident.
Coverage for damage to your home caused by covered perils listed in your policy, such as fire, wind, hail, or vandalism.
Worldwide coverage for the personal belongings of any insured, such as clothing, furniture, guns, or any other personal possessions.
Provides coverage for additional expenses such as food, clothing, and lodging incurred when your dwelling is not fit to live in due to a covered loss.
Provides up to $35,000 in coverage for specialty items of personal property, covering theft or disappearance of these items.
We work with your agent to put together a comprehensive policy to meet the needs of your business.
Below are a handful of the different kinds of businesses we insure.
Garage keepers of personal auto mechanical repair and auto body repair shops, excluding classic auto, RV, and commercial truck repair.
Includes select artisan contractors on a package policy with all lines of coverage (general liability, property, inland marine, and commercial auto).
Including but not limited to: multiple occupancies, retail, industrial office parks (no manufacturing or service occupants).
Ask your agent about packaging your personal, commercial, and farm coverages into one coherent policy.
Whether you run a small equestrian boarding facility or a large orchard, our insurance coverages are designed to meet your needs.
Ask your local agent about generally eligible operations under our farm and ranch program.
We offer a unique commercial lines policy especially suited for those running an agribusiness operation.
Ask your agent about customizing your policy with any of the following offered products.
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