Simple Answers By Floyd
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Simple Answers By Floyd
The short answer is yes. But as with most insurance there are many options to consider. Term or Whole life? How long should you keep one versus the other? Can you convert an existing policy to another? With so many options to consider you need a expert to help navigate the choices that are specific to your needs to get the best possible outcome. The Bridge to Medicare Plan combines health insurance coverage for larger expenses with fixed first dollar benefits to supplement any routine types of medical expenses.

Plans also include prescription drug benefits and additional non-insurance medical services like telemedicine, reduced-cost vision exams and eyeglasses, hearing benefits and emergency helicopter services. As America continues to age, more people are becoming aware of key health care issues such as the cost of short term nursing care.

Even though many of us may avoid catastrophic long term care expenses, we are all exposed to the immediate financial impact of paying or short term care needs such as confinement to a Nursing Facility for recuperation or rehabilitation.
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What's more is that there are many health insurance options out there and each options has many different variables when considering your level of coverage, deductibles, pharmaceutical expenses, out of network coverage, and more.
What you really need is an expert who has decades of experience dealing with all of these options.
That person can listen to what your needs are and help find the best options for you.
With premiums going higher and higher along with the deductible there may seem like there is no way out of this hardly 'affordable' insurance coverage.
Unlike agents that just want to sign you up for Affordable Care Act coverage Floyd Montgomery makes it his personal goal to get his clients the insurance coverage they need and nothing they don't.
Floyd Montgomery does two things that set him apart.
First, he listens.
Many people think health insurance is one size fits all, this is simply not true.
In today's health insurance market it is often times better and more cost effective to get a group policy.
The good thing is a group can be as small as two people.
Whether it is just you and your spouse or a group of your companies employees we can get you the best coverage at the right price for you.
We also work with vendors that incentivize group health programs that actually reduce your cost of insurance over time with your members participation.
Floyd Montgomery can help your group get the best coverage possible.
You work hard to support your family and have made scarifies to not only provide for them but to create a strategy to see you through the end of your working days.
Most people don't like to think about it but imagine now that something completely out of your control derails those well made plans and creates fragility in your long term goals.
With that in mind have you been thinking about disability insurance?
With disability insurance you won't have to cut into your savings to pay for everyday bills like your mortgage, groceries, gas, car insurance.
We specialize in helping hard to insure drivers get back on the road with the coverage they need.
With some specific information from you we can get the best price and coverage available.
Our company has access to several premier auto insurers that can help with insuring young drivers as well as people with accidents on their record.
This is all part of providing you and your family with the best possible protection at the best possible price.
Remember, We have simple answers to your insurance questions.
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