Bank Of Oswego
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Our mission is to protect people & businesses from financial hardship and to help guard your assets. Our mission is to provide our client with the necessary financial products and strategies to protect, enhance and build your personal and/or business assets. We will use a "hands on" approach during our relationship to include ongoing service and advise where appropriate.

We want to earn your business and build a long-term relationship. Daniel entered the Insurance industry as a career agent with the Massachusetts Mutual Life Insurance Company. He focused on young professionals and small business owners to develop Life Insurance, Income Protection and Employee Benefit programs. In 1995, Daniel incorporated Renel and Renel Associates after working with his father, Henry L. Renel, CLU since the mid 1980s.

He takes pride in servicing his clientele as their needs change. I have worked with Dan for over 13 years to handle my business and personal retirement, healthy insurance and college savings programs.
Services
We represent our clients as we survey the marketplace to match or coordinate their financial planning objectives with the various products available.
Long Term Care: Long Term Care Plans allow you to protect against the cost of Nursing Home Care, Home Health Care and Assisted Living Facilities.
Employee Benefit Plans: Specialists in providing Group Medical, Dental, Life Insurance, Short/Long Term Disability, Cafeteria Plans, Supplemental Benefit Plans.
Medical Plans include plans with lower deductibles: $500 to high deductibles / Consumer driven Health Care Plans (CDHC) that can be coupled with a "Health Savings Account" Plan (HSA).
Upon Graduation, I entered the Insurance industry as a career agent with the Massachusetts Mutual Life Insurance Company.
I focused on young professionals and small business owners to develop Life Insurance, Income Protection and Employee Benefit Programs.
In 1987, I acquired an employee benefit firm, Group Design Services.
I continued to market and service employee benefit plans for small to medium size business.
In 1991, I completed courses from the American College for the Chartered Life Underwriters (CLU) designation.
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