As you probably know, Medicare does not cover all medical expenses. And with each passing year, Medicare deductibles and co-payments usually rise. This can leave a costly gap in your insurance coverage. Gaps that can take thousands of dollars a year out of your pocket. A Medicare supplement, like FirstCommunity, fills these gaps by covering the costs of eligible services that Medicare doesn't cover.
Medicare only covers part of your expenses, so it's important to know exactly how much you'll pay to cover the gap.
Medicare only covers part of your expenses, so it's important to know exactly how much you'll pay to cover the gap.
Services
We are a local, not-for-profit health insurance company, still affiliated with Huntsville Hospital, and deeply committed to serving North Alabamians just like you.
Since 1997, FirstCommunity has been providing high quality, affordable Medicare supplements to nearly 4000 " 65+ boomers" in the nine county region we serve.
We have a stake in being the best provider we can be because Huntsville is our home too.
Ed Boston, Huntsville Hospital's Administrator from 1978 to 1998, was a visionary when it came to the health of Huntsville's growing, vibrant community.
Since 1997, FirstCommunity has been providing high quality, affordable Medicare supplements to nearly 4000 " 65+ boomers" in the nine county region we serve.
We have a stake in being the best provider we can be because Huntsville is our home too.
Ed Boston, Huntsville Hospital's Administrator from 1978 to 1998, was a visionary when it came to the health of Huntsville's growing, vibrant community.
First, you'll learn about the basics of Medicare and how Medicare Parts A and B work.
Next, is information on Medicare Advantage Plans (also known as Part C), Prescription Drug Plans (also known as Part D) followed by an explanation of how standardized Medicare supplement insurance plans work.
Medicare is a federal program that guarantees health insurance for people who are age 65 and over or for younger people who have a disability.
Since 1965, Medicare insurance has helped millions of Americans pay for the health care services they need.
Next, is information on Medicare Advantage Plans (also known as Part C), Prescription Drug Plans (also known as Part D) followed by an explanation of how standardized Medicare supplement insurance plans work.
Medicare is a federal program that guarantees health insurance for people who are age 65 and over or for younger people who have a disability.
Since 1965, Medicare insurance has helped millions of Americans pay for the health care services they need.
Our office is located at 699-A Gallatin Street SW in downtown Huntsville, near Big Spring Park.
Please feel free to contact our friendly and knowledgeable customer service staff at (256) 532-2783 or 1-800-734-7826 with any questions or concerns you may have.
If you want to speak with us in person, drop by our office, we are open Monday-Friday 8:00 AM - 5:00 PM.
Starting from Governors Drive near Huntsville Hospital, take Gallatin Street heading north.
Take 6th Avenue/US-31 North, cross the Keller Memorial Bridge and veer right onto I-565.
Please feel free to contact our friendly and knowledgeable customer service staff at (256) 532-2783 or 1-800-734-7826 with any questions or concerns you may have.
If you want to speak with us in person, drop by our office, we are open Monday-Friday 8:00 AM - 5:00 PM.
Starting from Governors Drive near Huntsville Hospital, take Gallatin Street heading north.
Take 6th Avenue/US-31 North, cross the Keller Memorial Bridge and veer right onto I-565.
This plan is best for people who need more than Medicare Part A, or Part B, but who don't anticipate having large medical expenses.
This plan covers everything from Plan A, and hospital and physician co-insurance and copays, plus hospice care co-insurance or copays.
Most seniors in North Alabama find that either our Plan B or Plan G meets their health care needs.
However, Medicare supplemental insurance can be sold in 10 standard plans.
View all the plans and see the rates in our Outline of Coverage brochure.
This plan covers everything from Plan A, and hospital and physician co-insurance and copays, plus hospice care co-insurance or copays.
Most seniors in North Alabama find that either our Plan B or Plan G meets their health care needs.
However, Medicare supplemental insurance can be sold in 10 standard plans.
View all the plans and see the rates in our Outline of Coverage brochure.
PREMIUM INFORMATION: Your premium will increase each year because of the increase in your attained age.
At FirstCommunity, we understand how important it is to have affordable health coverage.
A Medicare Supplement, like FirstCommunity, is the best way to avoid thousands of dollars in out-of-pocket expenses that Medicare doesn't cover.
Choose from the leading network of hospitals in North Alabama.
If the services you require are not available at a participating hospital, then your physician may refer you to a non-participating hospital and your Medicare approved services will be covered by your FirstCommunity Medicare Supplement policy.
At FirstCommunity, we understand how important it is to have affordable health coverage.
A Medicare Supplement, like FirstCommunity, is the best way to avoid thousands of dollars in out-of-pocket expenses that Medicare doesn't cover.
Choose from the leading network of hospitals in North Alabama.
If the services you require are not available at a participating hospital, then your physician may refer you to a non-participating hospital and your Medicare approved services will be covered by your FirstCommunity Medicare Supplement policy.
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