Our agency is solely dedicated to the churches of South Carolina, so your ministry is getting our undivided attention as well as our experience in insuring over 1,500 ministries just like yours. Property and liability coverage are essential for any church or ministry insurance package. Brotherhood Mutual can help you protect your ministry's people, property, and finances.
Unfortunately, embezzlement is not exclusive to the business world. Although it doesn't happen often in the church community, when it does the losses can be substantial. Workers' Compensation coverage is required in SC for 4+ employees and provides benefits for employees in relation to work-related injuries or diseases, as well as Employers' Liability coverage.
Liability insurance fills in the gaps and protects your ministry's people and finances. Basic liability coverage provides protection for claims of bodily injury or property damage liability. You buy insurance for your church or other ministry so you don't have to worry about an accident, lawsuit, or disaster destroying everything you have worked for.
Unfortunately, embezzlement is not exclusive to the business world. Although it doesn't happen often in the church community, when it does the losses can be substantial. Workers' Compensation coverage is required in SC for 4+ employees and provides benefits for employees in relation to work-related injuries or diseases, as well as Employers' Liability coverage.
Liability insurance fills in the gaps and protects your ministry's people and finances. Basic liability coverage provides protection for claims of bodily injury or property damage liability. You buy insurance for your church or other ministry so you don't have to worry about an accident, lawsuit, or disaster destroying everything you have worked for.
Services
To help make sure your property is adequately insured, our agents measure and photograph all of your ministry's buildings.
That information is then used to calculate a replacement cost estimate.
Pays the replacement cost of your property at the time of loss with no deduction for depreciation.
Many churches have thousands of dollars invested in audio/video equipment.
This equipment, along with HVAC systems, computers, alarm systems etc. is often at a higher risk for damage from lighting and electrical surges.
That information is then used to calculate a replacement cost estimate.
Pays the replacement cost of your property at the time of loss with no deduction for depreciation.
Many churches have thousands of dollars invested in audio/video equipment.
This equipment, along with HVAC systems, computers, alarm systems etc. is often at a higher risk for damage from lighting and electrical surges.
In spite of your best safety measures, members and guests of your church will sometimes experience injury from trips and falls.
These accidents may occur during a worship service, an athletic event or a mission trip (domestic or foreign).
These accidents may also involve employees of your ministry.
Regardless, we have the coverage to protect your people.
Spiritual counseling may be provided by your pastoral staff or some other person in your ministry.
Counseling Liability coverage is provided for all our ministries to provide legal defense and claims of emotional injury associated with that counseling.
These accidents may occur during a worship service, an athletic event or a mission trip (domestic or foreign).
These accidents may also involve employees of your ministry.
Regardless, we have the coverage to protect your people.
Spiritual counseling may be provided by your pastoral staff or some other person in your ministry.
Counseling Liability coverage is provided for all our ministries to provide legal defense and claims of emotional injury associated with that counseling.
We would love to help you start and grow your own Safety and Medical Team at your facility.
Let us help you.
Contact us today.
We believe our agency is uniquely qualified to understand the insurance needs of your church and then provide a comprehensive insurance program to meet those needs.
Our goal is to help you insure and manage the insurance needs of your ministry so your focus can be on the ministry itself.
Let us help you.
Contact us today.
We believe our agency is uniquely qualified to understand the insurance needs of your church and then provide a comprehensive insurance program to meet those needs.
Our goal is to help you insure and manage the insurance needs of your ministry so your focus can be on the ministry itself.
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