Automotive Risk Solutions
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Automotive Risk Solutions
Althans is a large Midwest agency licensed in all 50 states providing risk management, insurance, bonding, benefit programs, and financial services. Our client base includes manufacturers, contractors, distributors/wholesalers, transportation carriers, professional services and financial institutions. We don't meet expectations - we exceed them. From integrity and ethics to technology and coverage, we understand insurance and the value of professionalism and personal service.

It has helped us to forge relationships with some top-notch companies around the country. That's why our agents and insurance partners work together as a team, keeping the focus on you! Based out of Northeast Ohio, Althans is a large, full-service insurance agency, available nationwide. With four generations and over 90 years of experience, we have helped business owners protect their investments since 1925.

Thorough, efficient, and consistent service sets us apart - professionalism and personal attention are at the heart of everything we do.
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The company prides itself on being active members in the community, as well as participating in nonprofit work.
When Arthur J. Althans began selling insurance, he had one simple philosophy: "To provide each customer with professional services including a personal touch."
As one of three children born to German immigrants, Mr. Althans was extremely active in the Cleveland community and decided not to join the family grocery business.
Instead, he signed a contract with the Aetna Insurance Company as an independent contractor.
With over 25 years' experience in the franchise industry, Althans understands the unique insurance needs of franchisors and franchisees.
By collaborating with our partners, we develop risk management strategies and best safety practices.
Althans has the experience and the resources to work with the most complicated programs.
Our mission is to add value to the franchise industry by developing cost effective programs and coverage solutions for each systems specific needs.
As a nonprofit or school, your mission is to serve, and mentor others and we are passionate about serving and supporting you with an innovative and comprehensive insurance program.
Our dedicated team will tailor your insurance program to suit your organization which will include coverage for your volunteers, independent contractors, medical professionals, and employees.
Althans Insurance works with childcare centers, group homes, foundations, counseling centers, school districts and more that serve diverse populations.
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.
You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program.
Bond types are many and varied.
But regardless of who or what they're protecting, the principle is the same--if an agreement isn't kept to standard, the bond provider pays the party that's due, and you repay the bond provider.
A bond is essentially a form of credit that's only used if an agreement is breached.
Unlike insurance that protects you, the policy-holder, surety bonds are meant to protect others and ensure that their goals and needs are met, come what may.
Surety bonds are also different from insurance on the technical end of things, and providers rely on a multi-faceted approach when assessing a bond application.
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