Patrons Oxford is a Maine based property and casualty insurer. Our company purpose is to continue to be the very best Property/Casualty Insurer through the Independent Agent distribution system. In order for Patrons Oxford to accomplish this mission, we realize that we must provide our policyholders with products that are more responsive to their needs and lifestyle, and service that is faster, fairer, and more efficient than any competing Property/Casualty Insurer.
We also must create and maintain an identity with our distribution system that is proprietary, create opportunity for Maine people to maximize their personal potential in an enterprise which is of real and continuing value to society, and create an economic return which will fuel an increasing rate of growth.
We also must create and maintain an identity with our distribution system that is proprietary, create opportunity for Maine people to maximize their personal potential in an enterprise which is of real and continuing value to society, and create an economic return which will fuel an increasing rate of growth.
Services
Let us introduce you to Patrons Oxford Insurance Company located in the Portland Technology Park in Portland, Maine.
The motto of our company, "A Maine Company for Maine People", takes us back to the origin of the company.
Each company was established by a group of Grange members, all of whom were Maine farmers.
Their reasons for organizing the companies were simple; insurance costs were extremely high on farm properties so they banded together, in a very Maine way, and agreed to share the cost of any loss suffered by one of their subscribers.
The motto of our company, "A Maine Company for Maine People", takes us back to the origin of the company.
Each company was established by a group of Grange members, all of whom were Maine farmers.
Their reasons for organizing the companies were simple; insurance costs were extremely high on farm properties so they banded together, in a very Maine way, and agreed to share the cost of any loss suffered by one of their subscribers.
The personal umbrella provides excess liability coverage over your underlying insurance policies such as homeowner or automobile.
Lawsuits these days can reach catastrophic levels as a result of liability losses and most underlying policies are not written with high enough liability limits to adequately protect your assets when these types of losses occur.
It would be a mistake to assume that only professionals need this type of protection, anyone can be sued for large amounts of money.
Once your underlying policy limits are exhausted, or if your liability limits are not adequate, your other assets, like your home or savings, may be at risk.
Lawsuits these days can reach catastrophic levels as a result of liability losses and most underlying policies are not written with high enough liability limits to adequately protect your assets when these types of losses occur.
It would be a mistake to assume that only professionals need this type of protection, anyone can be sued for large amounts of money.
Once your underlying policy limits are exhausted, or if your liability limits are not adequate, your other assets, like your home or savings, may be at risk.
Our Inland Marine policy will provide coverage on your "specialty" item(s) that has limited coverage or no coverage under your homeowner policy.
Some examples would be garden tractors, handicap vehicles and golf carts.
Your local independent agent is ready to discuss your personal insurance needs.
Don't hesitate, call today to be sure that your assets are properly covered.
Some examples would be garden tractors, handicap vehicles and golf carts.
Your local independent agent is ready to discuss your personal insurance needs.
Don't hesitate, call today to be sure that your assets are properly covered.
Protect your boat while on the waters, on the road and in storage.
Our policy is competitively priced and will be customized to protect your individual needs.
The policy provides coverage for Inland and Coastal waters.
Liability coverage, with an automatic $1,000 medical payments and $10,000 uninsured boater coverage.
Our policy is competitively priced and will be customized to protect your individual needs.
The policy provides coverage for Inland and Coastal waters.
Liability coverage, with an automatic $1,000 medical payments and $10,000 uninsured boater coverage.
The Patrons Oxford Automobile Program has comprehensive coverage for business vehicles.
Patrons Insurance offers the Patrons Plus Auto Broadening Endorsement to supplement your auto coverage and provide peace of mind.
With competitive rates and a wide range of expanded coverages, the Patrons Oxford Commercial Auto program can help you meet your automobile coverage needs.
Patrons Insurance offers the Patrons Plus Auto Broadening Endorsement to supplement your auto coverage and provide peace of mind.
With competitive rates and a wide range of expanded coverages, the Patrons Oxford Commercial Auto program can help you meet your automobile coverage needs.
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