Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.
Our goal is to provide coverage plans for our clients with the 3 "big 'C's" - comprehensive, creative and cost-effective solutions. We establish a personal and long-term relationship with every one of our clients, to grow with them as their needs develop. Our support team is always a quick phone call away for the long term. At Cosmo, we aim to over-deliver, every single time.
We create solutions that will empower you and provide support for your employees at extremely competitive rates.
Our goal is to provide coverage plans for our clients with the 3 "big 'C's" - comprehensive, creative and cost-effective solutions. We establish a personal and long-term relationship with every one of our clients, to grow with them as their needs develop. Our support team is always a quick phone call away for the long term. At Cosmo, we aim to over-deliver, every single time.
We create solutions that will empower you and provide support for your employees at extremely competitive rates.
Services
Whether you need insurance for your business, yourself, or your family, Cosmo has a large variety of products.
We help clients navigate the insurance universe to find cost-effective benefits where all insured are satisfied.
Cosmo's team has saved our clients up to hundreds of thousands of dollars a year without compensating on their benefits.
We find an exact comparison or a new product at a cheaper rate with superior benefits to create the right plan for you.
We take an ambitious, distinctive approach to finding the perfect policy that satisfies your budget and makes you feel secure.
We help clients navigate the insurance universe to find cost-effective benefits where all insured are satisfied.
Cosmo's team has saved our clients up to hundreds of thousands of dollars a year without compensating on their benefits.
We find an exact comparison or a new product at a cheaper rate with superior benefits to create the right plan for you.
We take an ambitious, distinctive approach to finding the perfect policy that satisfies your budget and makes you feel secure.
Mark Herschlag founded Cosmo Insurance Agency in 2009.
Coming from an extensive background in the insurance field, he realized that there was a huge demand for affordable insurance plans for businesses.
There were too many businesses paying high rates for unnecessary services and benefits.
He began to work together with businesses to find a plan that fits their employees' needs without compromising on the quality and scope of the coverage.
Initially, Cosmo Insurance Agency only offered health insurance plans to local businesses, but slowly began to branch out to other insurance fields, including life, disability, and health insurance for individuals.
Coming from an extensive background in the insurance field, he realized that there was a huge demand for affordable insurance plans for businesses.
There were too many businesses paying high rates for unnecessary services and benefits.
He began to work together with businesses to find a plan that fits their employees' needs without compromising on the quality and scope of the coverage.
Initially, Cosmo Insurance Agency only offered health insurance plans to local businesses, but slowly began to branch out to other insurance fields, including life, disability, and health insurance for individuals.
Mark is the founder and CEO of Cosmo Insurance.
His goal is to help businesses grow and retain their team of employees by assisting with all HR needs and Employee Benefits.
That includes health insurance, dental, vision, life insurance, disability insurance, and all voluntary benefits.
Mark get a thrill out of fighting insurance claims with his wonderful team, and fighting insurance companies on behalf of his clients is his guilty pleasure!
Connie, Cosmo's beloved COO, is also a licensed health and life insurance broker.
His goal is to help businesses grow and retain their team of employees by assisting with all HR needs and Employee Benefits.
That includes health insurance, dental, vision, life insurance, disability insurance, and all voluntary benefits.
Mark get a thrill out of fighting insurance claims with his wonderful team, and fighting insurance companies on behalf of his clients is his guilty pleasure!
Connie, Cosmo's beloved COO, is also a licensed health and life insurance broker.
Mark Herchlag's article in the Jewish Link's paper is about what is essential to focus on finding a plan that will suit your employees' specific dental needs and provide a large dentist's network to choose from.
Mark Herchlag's article in the Jewish Link's paper is about business owner looking for health insurance who can qualify for a Special Enrollment Period (SEP).
Governor Phil Murphy has signed several new laws that started going into effect in 2020, and these laws can have an impact on business owners, both small and large; expecting mothers; parents; caregivers; and employees in a variety of ways.
Mark Herchlag's article in the Jewish Link's paper is about business owner looking for health insurance who can qualify for a Special Enrollment Period (SEP).
Governor Phil Murphy has signed several new laws that started going into effect in 2020, and these laws can have an impact on business owners, both small and large; expecting mothers; parents; caregivers; and employees in a variety of ways.
Cosmo Insurance is an independent company, servicing clients with their health insurance needs.
We offer plans from a large spectrum of nationally recognized insurance carriers that can provide coverage for your family and/or business.
The importance of making sure to pick a health insurance plan that is the best fit for your family cannot be overstated.
At Cosmo, we do our best to make sure you feel confident with your choice.
As any employer knows, group health insurance can have a significant role in employee recruitment and retention.
We offer plans from a large spectrum of nationally recognized insurance carriers that can provide coverage for your family and/or business.
The importance of making sure to pick a health insurance plan that is the best fit for your family cannot be overstated.
At Cosmo, we do our best to make sure you feel confident with your choice.
As any employer knows, group health insurance can have a significant role in employee recruitment and retention.
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