JF O'Toole has more than 100 years of combined experience as a public insurance claims adjuster in Arizona, California, Colorado, Nevada and Washington. We are a service that provides professional claims adjusting to homeowners and business owners. We become your advocate and spare you the pressures of preparing and negotiating a claim on your own.
We are usually able to get our clients a much larger settlement than the insurance company originally offered. Are you going through an insurance claim right now and are wondering if you're getting what you deserve?. Do you want to fight an insurance company's offer because it seems to be final and unfair, but you're not sure how to do it?. If you answered "Yes" to any of these questions, a private, public insurance adjuster may be able to help you get what you deserve.
Our family has submitted claims for two devastating losses: Fire, Smoke and Water Damage from our sprinkler system. It is without hesitation that I recommend Jim O'Toole to anyone who could benefit from the assistance of a public insurance adjuster to ensure that they get a fair settlement.
We are usually able to get our clients a much larger settlement than the insurance company originally offered. Are you going through an insurance claim right now and are wondering if you're getting what you deserve?. Do you want to fight an insurance company's offer because it seems to be final and unfair, but you're not sure how to do it?. If you answered "Yes" to any of these questions, a private, public insurance adjuster may be able to help you get what you deserve.
Our family has submitted claims for two devastating losses: Fire, Smoke and Water Damage from our sprinkler system. It is without hesitation that I recommend Jim O'Toole to anyone who could benefit from the assistance of a public insurance adjuster to ensure that they get a fair settlement.
Services
James F O'Toole Co., Inc. is licensed in Arizona, California, Colorado, Nevada and Washington.
We are one of the oldest privately owned public adjusting firms in the country having been established since 1946.
No other public adjusting company has handled as many wildfire claims as the O'Toole Company.
You will have the knowledge and experience of O'Toole Company and all our resources to assist you in your time of need.
Being family owned and operated, Jim O'Toole will personally be working on your claim giving you an assured personal touch.
We are one of the oldest privately owned public adjusting firms in the country having been established since 1946.
No other public adjusting company has handled as many wildfire claims as the O'Toole Company.
You will have the knowledge and experience of O'Toole Company and all our resources to assist you in your time of need.
Being family owned and operated, Jim O'Toole will personally be working on your claim giving you an assured personal touch.
Pursue all forms of recovery from applicable insurance carriers and provide documentation and substantiation as required to fully present merits of claim to insurance company.
This includes, but is not limited to construction estimates or bid comparisons for the main and all auxiliary structures by qualified authority; substantiation of costs incurred and anticipated for land stabilization, tree, shrub, and plant replacement, debris removal; substantiation as needed to establish market value loss of rent, A.L.E, contents & appraisals.
This includes, but is not limited to construction estimates or bid comparisons for the main and all auxiliary structures by qualified authority; substantiation of costs incurred and anticipated for land stabilization, tree, shrub, and plant replacement, debris removal; substantiation as needed to establish market value loss of rent, A.L.E, contents & appraisals.
Our family has submitted claims for two devastating losses which resulted in extensive damage to our home, one due to fire and subsequent smoke and water damage, and the second due to water damage caused by our home sprinkler system.
After both catastrophic events, especially after the fire, our home looked as if it would never be the same.
We were afraid that in order to restore our home to its former condition, we would have to spend countless agonizing hours arguing with our insurance company and dealing with difficult contractors before we could ever hope to obtain satisfactory results.
After both catastrophic events, especially after the fire, our home looked as if it would never be the same.
We were afraid that in order to restore our home to its former condition, we would have to spend countless agonizing hours arguing with our insurance company and dealing with difficult contractors before we could ever hope to obtain satisfactory results.
Do not let your personal property be removed by anyone until it has been properly photographed and documented.
Do hire a public adjuster to represent your interest, if not us another firm that is licensed by the state.
Do not allow immediate demolition or debris removal from property as you could destroy evidence to your claim.
Do hire a public adjuster to represent your interest, if not us another firm that is licensed by the state.
Do not allow immediate demolition or debris removal from property as you could destroy evidence to your claim.
NOTICE: This document is for informational purposes only and is not intended to alter or replace the insurance policy.
Additionally, this informational sheet is not intended to fully set out your rights and obligations or the rights and obligations of the insurance company.
Reimburses the policyholder for the cost of temporary housing, food, and other essential living expenses, if the home is damaged by a covered peril that makes the home temporarily uninhabitable.
Policies cap the amount of ALE payable to 20 percent of the policy's dwelling coverage.
Additionally, this informational sheet is not intended to fully set out your rights and obligations or the rights and obligations of the insurance company.
Reimburses the policyholder for the cost of temporary housing, food, and other essential living expenses, if the home is damaged by a covered peril that makes the home temporarily uninhabitable.
Policies cap the amount of ALE payable to 20 percent of the policy's dwelling coverage.
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