We are a family corporation in Laytonsville, MD specializing in auto, home, life and business insurance. Our association with the Erie Insurance Group spans over 40 years. You can count on us. If you live in Laytonsville Maryland, or any of our beautiful surrounding communities, call us today for a quote.
Services
We are a family corporation located in Laytonsville, Maryland.
Our association with the Erie Insurance Group spans over forty years.
While specializing in coverage for small to medium sized commercial accounts, we can provide a full range of insurance services including auto, property, liability, bonding, life and annuities.
We are two time recipients of the most prestigious Erie Quality Agency Award which recognizes excellence in service, product knowledge and overall agency operations.
The Erie Insurance Group is just one of a few carriers in the nation with an A.M. Best rating of A+, one of the highest attainable indicators of financial strength.
Our association with the Erie Insurance Group spans over forty years.
While specializing in coverage for small to medium sized commercial accounts, we can provide a full range of insurance services including auto, property, liability, bonding, life and annuities.
We are two time recipients of the most prestigious Erie Quality Agency Award which recognizes excellence in service, product knowledge and overall agency operations.
The Erie Insurance Group is just one of a few carriers in the nation with an A.M. Best rating of A+, one of the highest attainable indicators of financial strength.
Owners of pit bulls and mixed breed pit bulls in Maryland- beware!
In addition, landlords with tenants who own these dogs- beware as well!
A recent Maryland Court of Appeals decision (Tracy vs Solesky) placed "strict liability" standards on folks who are in these categories.
Strict liability is defined as "liability imposed without fault or negligence."
In other words, if your pit bull or your tenant's pit bull bites someone or something, you are liable.
In 2011, dog bite claims cost nearly $479 million, one third of all homeowner claims.
In addition, landlords with tenants who own these dogs- beware as well!
A recent Maryland Court of Appeals decision (Tracy vs Solesky) placed "strict liability" standards on folks who are in these categories.
Strict liability is defined as "liability imposed without fault or negligence."
In other words, if your pit bull or your tenant's pit bull bites someone or something, you are liable.
In 2011, dog bite claims cost nearly $479 million, one third of all homeowner claims.
At our agency, we'll personally review your coverage and help you get the most amount of coverage for the least amount of money!
We can offer you a wide variety of coverage options!
Covers your liability for injuries you cause to other people and property damage for which you are at fault.
This coverage usually is expressed in a "split number" such as 100/300/100.
The first number is the limit (in thousands of dollars) that your policy will pay for bodily injury per person in the event of an accident.
We can offer you a wide variety of coverage options!
Covers your liability for injuries you cause to other people and property damage for which you are at fault.
This coverage usually is expressed in a "split number" such as 100/300/100.
The first number is the limit (in thousands of dollars) that your policy will pay for bodily injury per person in the event of an accident.
The single biggest investment you may make in life is your home.
Are you sure you've protected your investment?
Let us review your homeowner's policy with you and make sure there are no gaps in coverage.
Generally, the coverage is 10% of the amount for which your home is insured.
You may want to review this coverage with us, to make sure you are adequately protected in this area.
A homeowner's insurance policy normally provides limited coverage for collectibles, jewelry, furs, etc.
It may be necessary to insure your valuables with a Personal Property Floater.
Are you sure you've protected your investment?
Let us review your homeowner's policy with you and make sure there are no gaps in coverage.
Generally, the coverage is 10% of the amount for which your home is insured.
You may want to review this coverage with us, to make sure you are adequately protected in this area.
A homeowner's insurance policy normally provides limited coverage for collectibles, jewelry, furs, etc.
It may be necessary to insure your valuables with a Personal Property Floater.
Universal Life allows you the flexibility to make changes as your life circumstances change, without having to change your life insurance policy.
Lock in your insurability now, while you are healthy, and start protecting your loved ones, while you build cash for for your future.
Ask us about a personal Life Insurance Review.
We can help you determine the amount of coverage you need, and show you how simple it is to get started!
Term Insurance covers you for a specified period of time, such as one, five, ten or twenty years.
Lock in your insurability now, while you are healthy, and start protecting your loved ones, while you build cash for for your future.
Ask us about a personal Life Insurance Review.
We can help you determine the amount of coverage you need, and show you how simple it is to get started!
Term Insurance covers you for a specified period of time, such as one, five, ten or twenty years.
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