Will you be retiring soon or are you confused about what your options really are when it comes to Medicare? Medicare Part C, more commonly known as Medicare Advantage (MA), is not part of Original Medicare (Part A and Part B). Instead, its type of health insurance plans offered by private health insurance companies approved by Medicare.
A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.Eligible beneficiaries across the nation have the option of enrolling in a Medicare Part D plan to receive their prescription drug coverage. Life is filled with unforeseeable events, such as being hospitalized unexpectedly.
In these situations, it's important to know that you can rely on your insurance policy to protect you. As an independent agency, we are here to help you find solutions tailored to your individual needs. Here at SHK & Associates, we draw from a vast pool of personal health and life insurance policies.
A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.Eligible beneficiaries across the nation have the option of enrolling in a Medicare Part D plan to receive their prescription drug coverage. Life is filled with unforeseeable events, such as being hospitalized unexpectedly.
In these situations, it's important to know that you can rely on your insurance policy to protect you. As an independent agency, we are here to help you find solutions tailored to your individual needs. Here at SHK & Associates, we draw from a vast pool of personal health and life insurance policies.
Services
Our company was created to serve the needs of our clients, offering affordable products that provide additional coverage that always place the client needs first!
Over the past 9 years, SHK & Associates has grown our agency with over 3,000 clients and 3 offices and 45 agents located in Greenville, SC, Elberton, GA, and Anderson, SC.
We are looking to expand new offices in Greenwood, SC, Columbia, SC, Rock Hill, SC, Athens area GA and Augusta, GA in the foreseeable future.
Bonnie is Responsible for a Vast Array of Duties in Support of the Day-to-Day Operations of the Insurance Agency.
Over the past 9 years, SHK & Associates has grown our agency with over 3,000 clients and 3 offices and 45 agents located in Greenville, SC, Elberton, GA, and Anderson, SC.
We are looking to expand new offices in Greenwood, SC, Columbia, SC, Rock Hill, SC, Athens area GA and Augusta, GA in the foreseeable future.
Bonnie is Responsible for a Vast Array of Duties in Support of the Day-to-Day Operations of the Insurance Agency.
Getting Medicare is a major milestone.
Here's where you can get the information you need, no matter where you are in your Medicare journey.
There are certain times of the year when you can sign up or change how you get your coverage.
People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Here's where you can get the information you need, no matter where you are in your Medicare journey.
There are certain times of the year when you can sign up or change how you get your coverage.
People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part A is hospital insurance.
Part A covers inpatient hospital care, limited time in a skilled nursing care facility, limited home health care services, and hospice care.
Most Medicare Part A beneficiaries don't have to pay a monthly premium to receive coverage under this part of Original Medicare; this is called "premium-free Part A." Generally, if you've worked at least 10 years (40 quarters) and paid Medicare taxes while you worked, you're eligible for premium-free Part A. Otherwise, you pay a monthly premium.
Medicare Part A is hospital insurance.
Part A covers inpatient hospital care, limited time in a skilled nursing care facility, limited home health care services, and hospice care.
Most Medicare Part A beneficiaries don't have to pay a monthly premium to receive coverage under this part of Original Medicare; this is called "premium-free Part A." Generally, if you've worked at least 10 years (40 quarters) and paid Medicare taxes while you worked, you're eligible for premium-free Part A. Otherwise, you pay a monthly premium.
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part B is medical insurance.
Part B benefits cover certain non-hospital medical expenses like doctors' office visits, blood tests, X-rays, diabetic screenings and supplies, and outpatient hospital care.
You pay a monthly premium for this part of Original Medicare.
The fee can be higher for people with high incomes.
A different government program, Medicaid, can help cover Medicare Part B premiums for low-income beneficiaries.
Medicare Part B is medical insurance.
Part B benefits cover certain non-hospital medical expenses like doctors' office visits, blood tests, X-rays, diabetic screenings and supplies, and outpatient hospital care.
You pay a monthly premium for this part of Original Medicare.
The fee can be higher for people with high incomes.
A different government program, Medicaid, can help cover Medicare Part B premiums for low-income beneficiaries.
Medicare Part C, more commonly known as Medicare Advantage (MA), is not part of Original Medicare (Part A and Part B).
Instead, its type of health insurance plans offered by private health insurance companies approved by Medicare.
Medicare Advantage health plans (such as HMOs and PPOs) are legally required to offer the same benefits as Original Medicare, but can include additional coverage as well.
Costs and coverage details can vary depending on the insurance company.
Medicare SNPs are a type of Medicare Advantage Plan (like an HMO or PPO).
Instead, its type of health insurance plans offered by private health insurance companies approved by Medicare.
Medicare Advantage health plans (such as HMOs and PPOs) are legally required to offer the same benefits as Original Medicare, but can include additional coverage as well.
Costs and coverage details can vary depending on the insurance company.
Medicare SNPs are a type of Medicare Advantage Plan (like an HMO or PPO).
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