CDS Insurance Services is a highly respected, regional insurance brokerage firm with offices in the foothills of the San Gabriel Valley. Incepted in 1996, CDS Insurance Services features a very effective team of experienced professionals who provide not only an exceptionally high degree of expertise, but the personalized attention deserved by each client.
A member of the CDS Insurance Team will meet with you and your staff to conduct a thorough survey of your firm's potential exposures. This survey will include a review of your operations, current insurance policies, open/closed claims, safety/loss control programs and contractual insurance obligations. The package process involves gathering insurance data for formal submission to the insurance marketplace.
The CDS Insurance Team takes great pride in putting forth the highest quality submission for every one of our clients. It is essential that a complete and accurate application, including all pertinent attachments, be submitted to the insurance marketplace the first time.
A member of the CDS Insurance Team will meet with you and your staff to conduct a thorough survey of your firm's potential exposures. This survey will include a review of your operations, current insurance policies, open/closed claims, safety/loss control programs and contractual insurance obligations. The package process involves gathering insurance data for formal submission to the insurance marketplace.
The CDS Insurance Team takes great pride in putting forth the highest quality submission for every one of our clients. It is essential that a complete and accurate application, including all pertinent attachments, be submitted to the insurance marketplace the first time.
Services
There are significant risks associated with doing business in today's environment.
In a perfect world, every business entity would assume legal responsibility for its own goods, products and services, thus eliminating the need for any insurance policies.
However, in today's highly litigious society, insurance policies have become essential in protecting the financial security of business assets and business owners' personal wealth.
Navigating through the specific needs of your business requires a broker who understands not only the types of coverages available, but also the practical applicability of each to your unique business or trade.
In a perfect world, every business entity would assume legal responsibility for its own goods, products and services, thus eliminating the need for any insurance policies.
However, in today's highly litigious society, insurance policies have become essential in protecting the financial security of business assets and business owners' personal wealth.
Navigating through the specific needs of your business requires a broker who understands not only the types of coverages available, but also the practical applicability of each to your unique business or trade.
I've always wanted to know my insurance representative and feel comfortable calling them concerning even the smallest little detail.
By using CDS Insurance for my home and auto policies, I have the level of care that I need.
I've known Chuck Swan, President of CDS Insurance Services for over 15 years.
He has proven to me to be more than just tremendously knowledgeable in insurance, he is an honorable man who would go out of his way to serve his clients.
He treats everyone with respect and handles matters and issues with utmost integrity.
By using CDS Insurance for my home and auto policies, I have the level of care that I need.
I've known Chuck Swan, President of CDS Insurance Services for over 15 years.
He has proven to me to be more than just tremendously knowledgeable in insurance, he is an honorable man who would go out of his way to serve his clients.
He treats everyone with respect and handles matters and issues with utmost integrity.
The Commercial Umbrella policy provides additional layers or limits of coverage and can extend the occurrence and aggregate limits of the primary insurance policies.
Typically, Commercial Umbrella policies provide additional limits over Commercial General Liability policies, Commercial Auto policies, and Garage policies.
Umbrella policies will often provide additional coverage not available through the underlying policy(s).
Commercial Umbrella policy limits range from $1 Million up to $100 Million with Self Insured Retentions (SIR) typically set at $10,000.
Typically, Commercial Umbrella policies provide additional limits over Commercial General Liability policies, Commercial Auto policies, and Garage policies.
Umbrella policies will often provide additional coverage not available through the underlying policy(s).
Commercial Umbrella policy limits range from $1 Million up to $100 Million with Self Insured Retentions (SIR) typically set at $10,000.
If the success of your company depends on transportation in any capacity, then risk transfer should play a key role in your plan for long-term financial protection.
Ensuring that you have the right commercial auto insurance coverage is not only crucial, but often required under the law.
An auto accident could be as minor as a parking lot fender bender or as major as a serious collision.
The result of either one could be a financially crippling lawsuit or costly medical payouts.
Vans, trucks and trailers - For businesses that use their own vehicles for deliveries or to provide services, proper coverage for both a single vehicle and an entire fleet is necessary.
Ensuring that you have the right commercial auto insurance coverage is not only crucial, but often required under the law.
An auto accident could be as minor as a parking lot fender bender or as major as a serious collision.
The result of either one could be a financially crippling lawsuit or costly medical payouts.
Vans, trucks and trailers - For businesses that use their own vehicles for deliveries or to provide services, proper coverage for both a single vehicle and an entire fleet is necessary.
This type of coverage can be provided as a stand alone policy or by endorsement to a homeowners policy.
Either way, this coverage is for items that need to be scheduled on an open perils basis.
This generally includes valuables such as jewelry, furs, fine arts, golf equipment, musical instruments, silverware, cameras and stamp or coin collections to name a few.
If you are unsure if you should schedule a particular asset, we can help you make that determination as well.
This coverage protects individuals and families from liability for nearly all types of accidents caused by them in their personal lives, as opposed to their business lives.
Either way, this coverage is for items that need to be scheduled on an open perils basis.
This generally includes valuables such as jewelry, furs, fine arts, golf equipment, musical instruments, silverware, cameras and stamp or coin collections to name a few.
If you are unsure if you should schedule a particular asset, we can help you make that determination as well.
This coverage protects individuals and families from liability for nearly all types of accidents caused by them in their personal lives, as opposed to their business lives.
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