We have extensive experience in providing group insurance products, which include medical, dental, disability and retirement. The company is also well versed in Obamacare / ACA law, High Deductible Health plans (HSA's, HRA's), COBRA, and HIPAA. Our first priority is providing good customer service to our clients. Sam began his insurance career in 1978 as a group insurance leader with New York Life.
Sam is licensed with the Ohio Department of Insurance for Accident & Health, Life and Variable Annuities. NEOHUA is an organization dedicated to educating insurance professionals on all industry-related issues. Prior to entering the insurance industry, Sam was a high school mathematics teacher and athletic coach. He received his BS in Education (Mathematics major) from Kent State University and a MA in Educational Administration from John Carroll University.
He has co-lectured at Cleveland State University for their Certified Employee Benefits Program. An alumnus of St. Peter Chanel High School, he served as past Treasurer/Board Member of the School's Endowment Fund.
Sam is licensed with the Ohio Department of Insurance for Accident & Health, Life and Variable Annuities. NEOHUA is an organization dedicated to educating insurance professionals on all industry-related issues. Prior to entering the insurance industry, Sam was a high school mathematics teacher and athletic coach. He received his BS in Education (Mathematics major) from Kent State University and a MA in Educational Administration from John Carroll University.
He has co-lectured at Cleveland State University for their Certified Employee Benefits Program. An alumnus of St. Peter Chanel High School, he served as past Treasurer/Board Member of the School's Endowment Fund.
Services
Medigap insurance is a Medicare supplement sold by private companies which can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
The following privacy notice describes how producers may use and disclose your PHI for purposes of health care operations, and for other purposes that are permitted or required by law.
PHI is information about you, including demographic information, that may identify you and that relates to your past, present or future physical condition and related health care services, or payment for health care services.
Not use or disclose PHI other than as permitted or required by law; Except as otherwise limited, the producer may use or disclose PHI to perform functions, activities, or services for, or on behalf of the covered entity, provided that each use or disclosure would not violate the Privacy Rule.
PHI is information about you, including demographic information, that may identify you and that relates to your past, present or future physical condition and related health care services, or payment for health care services.
Not use or disclose PHI other than as permitted or required by law; Except as otherwise limited, the producer may use or disclose PHI to perform functions, activities, or services for, or on behalf of the covered entity, provided that each use or disclosure would not violate the Privacy Rule.
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