Ruoff Insurance
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Ruoff Insurance
When most people hear the word "insurance" they think of their cars, but in many cases their home is the most important and expensive piece of property they own. Ruoff Insurance offers a variety of comprehensive homeowners insurance policies that can be tailored to suit your individual needs and budget. Ruoff Insurance strives to treat each customer as an individual, not as a number.

Every client is important to us and we try to develop relationships with our customers. We want our clients to be customers for life which means getting to know our clients as we take care of their insurance needs. We realize that price and rates are very important but we also feel that providing our clients with the correct protection for their home and auto is the right thing to do.

Because independent insurance agents are not tied to one single insurance company, we are able to shop around to find the best rates and the best fit for your individual needs. We work with many of the major homeowners and auto insurance companies, including Erie, Progressive, Travelers, and more.
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When most people hear the word "insurance" they think of their cars, but in many cases their home is the most important and expensive piece of property they own.
Ruoff Insurance offers a variety of comprehensive homeowners insurance policies that can be tailored to suit your individual needs and budget.
Ruoff Insurance offers a variety of optional coverages to meet your individual needs and these can be added to your homeowners policy by endorsement for a minimal additional premium.
You can increase the special amounts listed under the personal property coverage section of your policy.
Next to your home, your automobile is often the most expensive piece of property you own.
As a result, it is important to seek the best value when buying your insurance.
To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto insurance premiums while obtaining the coverage that you need.
Choosing higher deductibles for collision and comprehensive coverage is an easy and costeffective way to lower your auto insurance bill.
In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.
If you have a family to protect, a sound life insurance program is the perfect solution.
The primary purpose of life insurance is to provide cash for your family in the event of your death to ensure that they can remain in their home and continue to maintain an adequate standard of living.
There are two basic types of life insurance needs to meet your needs.
Temporary needs include home mortgages or short term debt reduction, family income and educational expenses and can last as little as one year or last 20 to 30 years or longer.
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