Thomas H Peacock
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Palmetto Insurance Group is a full-service employee benefit consulting and advisory firm specializing in helping businesses purchase and manage insurance for more than 20 years. Our knowledgeable staff, trained consultants and cutting edge technology make us "The Choice of the Carolinas." For additional information or to speak with an insurance expert, please call 803-738-8183.
Services
Palmetto Insurance Group helps businesses manage group insurance and employee benefit plans.
Our qualified staff of insurance professionals will assist with the administration of your entire benefit program.
From conducting plan reviews to assisting with the enrollment process, we are dedicated to finding the right insurance for your business.
We also provide tax savings plans, compliance consulting and risk management to ensure your group is getting the coverage you need at the best cost to your organization and your employees.
Supplemental Benefits are available to eligible employees on an optional bases and are designed to enhance your core benefit package by allowing you to customize additional benefits and services for you and your family.
Many of these optional benefit programs can be purchased on a pre-tax bases through payroll deduction.
They are a great way to help cover deductibles, copayments and other expenses not covered by your plan.
With most plans, you can continue coverage when you retire or change jobs, with no increase in premiums.
The most effective way to control costs while providing the greatest benefit is to engage in effective risk management.
Palmetto Insurance Group can provide you the tools and resources need to accomplish this goal.
Tele medical benefits are a cost-effective alternative to urgent care and emergency room facilities.
Almost three-fourths of the medical conditions that are most commonly diagnosed can be pinpointed night or day, 365 days a year, via phone or bi-directional video with the help of tele medical benefits.
Tele medical benefits are a great way for your business to provide employees with 24/7 access to physicians without the expense of a costly visit to a doctor, urgent care center or emergency room.
The doctors available through tele medical benefits can diagnose up to 70 percent of the most common issues over the phone and send a prescription to members' nearest pharmacies.
In many cases, a business that implements a tele medical benefit will see a 20 percent reduction in medical claims, which translates to better renewals and lower pricing.
Prescription drug concierge programs can provide your business with a cutting edge way to reduce overall prescription drug claims found in most group health plans.
Less drug claims paid by the insurance plan leads to lower renewals and significant savings for your business.
In many cases, businesses will see a 30 to 50 percent reduction in prescription utilization in one year.
This translates to better performing plans and lower rates.
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